
3912 S Ocean Boulevard # 612, Highland Beach FL 33487, HIGHLAND BEACH, FL, 33487
Active81 days on marketListed May 29, 2026MLS #B26034218
About this home
3912 S Ocean Boulevard # 612, Highland Beach FL 33487
Regency Highland is coastal living at its finest. At just under $450,000, this is an incredible opportunity to own a spacious 1 bedroom, 1.5 bath condo with breathtaking Intracoastal and ocean views in one of Highland Beach's most desirable waterfront communities. Already completed for the next owner are: stainless steel appliances, beautiful wood-like porcelain tile flooring in the primary bedroom, a renovated primary bathroom, all impact windows, and an AC & Water Heater both from approximately 2022-2023. The remainder of the unit presents a fantastic opportunity to customize and renovate to your personal taste — ideal for investors, seasonal residents, or buyers seeking value in a premier location. The condo offers tons of storage with a large walk-in closet in the bedroom, a hallway linen closet and a large closet adjacent to the kitchen which could be used as a pantry or as a walk in laundry room. There is also a storage locker, trash chute and laundry conveniently located immediately outside the unit. Offered under $450,000, this handyman special is positioned within a financially stable, fully updated building with completed modernization projects, providing peace of mind and long-term value. Residents enjoy covered parking, private beach access, resort-style pool & amenities including tennis/pickleball and a fitness center, as well as 24hr manned guard gate. Unbeatable location between Boca Raton and Delray Beach, with close proximity to I95. Highland Beach is home to approximately 4000 residents and they have their own police dept, fire dept and water filtration system. Rarely does an opportunity arise to create your dream coastal retreat, at this price, while enjoying sweeping water views from both sunrise to sunset. DISCLAIMER: Written & verbal information provided including but not limited to prices, measurements, square footage's, lot sizes, calculations & statistics have been obtained & conveyed from third-parties such as the applicable MLS, public records & other sources. All information including that produced by the Seller or Listing Broker/agent are subject to errors, omissions or changes without notice & should be independently verified by any prospect for the purchase of a Property. The Seller & Listing Broker/agent expressly disclaim any warranty or representation regarding all information. Prospective purchasers' use of this or any written & verbal information is acknowledgement of this disclaimer & that Prospects shall perform their own due diligence.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
956
Sqft
0 ac
Lot size
1
Garage
1976
Year built
1
Levels
$470
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,306 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,306/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+59.4%
$/sqft vs Highland Beach actives
$470 vs $700
Days on market
81 vs 80 typical
Where $470/sqft sits among the 111 Highland Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Highland Beach
Get to know Highland Beach. See the full Highland Beach guide →
HIGHLAND BEACH 33487 — neighborhood snapshot
Population
20,848
Median age
53.7
Median income
$93,816
Median home value
$573,100
Avg household
2.09
Households w/ children
1,579
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Highland Beach market
$1.3M → $1.0M
Highland Beach median sold, yr/yr
93.6%
Sale-to-list ratio (12 mo)
3 of 111
Highland Beach actives have cut their price
This home is listed 20% above the HIGHLAND BEACH 33487 median. See the full Highland Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3912 S Ocean Boulevard # 612
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$379,000
3912 S Ocean Boulevard # 607, Highland Beach FL 33487
1 bd · 1.5 ba · 956 sqft · $396/sqft · 189 DOM
Sold · Jun ’26$315,000
3300 S Ocean Boulevard # c, Highland Beach FL 33487
1 bd · 1.5 ba · 981 sqft · $321/sqft · 219 DOM
Sold · Jun ’26$593,750
3101 S Ocean Boulevard # 1002, Highland Beach FL 33487
2 bd · 2 ba · 988 sqft · $601/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3912 S Ocean Boulevard # 612 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3912 S Ocean Boulevard # 612 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3912 S Ocean Boulevard # 612 FAQs
What would the monthly payment be for 3912 S Ocean Boulevard # 612, Highland Beach FL 33487?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,306/mo — principal and interest, the actual property-tax bill, the $1,168/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3912 S Ocean Boulevard # 612, Highland Beach FL 33487?+
The association fee works out to $1,168 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3912 S Ocean Boulevard # 612, Highland Beach FL 33487?+
The most recent tax bill on record (2025) was $1,638. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3912 S Ocean Boulevard # 612, Highland Beach FL 33487?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Highland Beach?+
At $449,000, this home is listed about 55% below the Highland Beach median of $997,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3912 S Ocean Boulevard # 612, Highland Beach FL 33487?+
J. C. Mitchell Elementary School (elementary), Boca Raton Community Middle School (middle), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$449,000 runs 20% above the HIGHLAND BEACH 33487 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,168/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
J. C. Mitchell Elementary School, Boca Raton Community Middle School, Boca Raton Community High School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby

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4511 S Ocean Boulevard # 401, Highland Beach FL 33487, HIGHLAND BEACH
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3310 S Ocean Boulevard # 928d, Highland Beach FL 33487, HIGHLAND BEACH
1 bd · 1.5 ba · 981 sqft

$465,900
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2 bd · 2 ba · 1,100 sqft
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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