5580 45th Avenue, Vero Beach FL 32967, VERO BEACH, FL, 32967
Active75 days on marketListed May 27, 2026MLS #B26034005
About this home
5580 45th Avenue, Vero Beach FL 32967
Nestled within the sought-after gated community of VeroLago, this spacious lakefront residence offers the perfect blend of comfort, convenience, and Florida lifestyle living in the heart of Vero Beach. Boasting a versatile layout with the primary suite conveniently located on the first floor, this beautifully maintained home features diagonal tile flooring, granite countertops, tile backsplash, multiple living spaces including both a formal living room and family room, plus an expansive upstairs loft accompanied by four additional guest bedrooms. The oversized primary suite serves as a relaxing retreat with double vanities, a deep soaking tub, walk-in shower, and brand-new carpet. Thoughtful upgrades include new energy-efficient downstairs lighting with dimmers throughout most living areas, a newer refrigerator, and a February 2022 hot water heater. A convenient downstairs half bath makes entertaining guests effortless. Step outside and enjoy peaceful lakefront views while being just minutes from everyday conveniences and some of the Treasure Coast's most desirable destinations. Located approximately 4 minutes from Publix, 8 minutes from Cleveland Clinic Indian River Hospital, and only about 12 minutes from Vero's pristine Atlantic beaches, this location provides quick access to shopping, dining, healthcare, and coastal recreation. Residents of VeroLago enjoy resort-style amenities including a community pool, fitness center, tennis courts, and pickleball. The home is also offered fully furnished and decorated, negotiable for buyers seeking a seamless move-in-ready Florida retreat, seasonal residence, or investment opportunity.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,704
Sqft
0.2 ac
Lot size
2
Garage
2007
Year built
2
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,788 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,788/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Vero Beach actives
$166 vs $249
Days on market
75 vs 58 typical
Where $166/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Verolago
Get to know Vero Beach. See the full Vero Beach guide →
Verolago — neighborhood snapshot
Population
3,013
Median age
54
Median income
$89,052
Median home value
$440,900
Avg household
3
Households w/ children
235
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $385K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
48 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the VERO BEACH 32967 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5580 45th Avenue
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$344,000
Nearby listing · same community
3 bd · 2.5 ba · 2,600 sqft · $132/sqft · 96 DOM
Sold · Nov ’25$405,000
Nearby listing · same community
4 bd · 3 ba · 2,432 sqft · $167/sqft · 105 DOM
Sold · Oct ’25$439,000
Nearby listing · same community
3 bd · 2 ba · 1,810 sqft · $243/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5580 45th Avenue — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5580 45th Avenue — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5580 45th Avenue FAQs
What would the monthly payment be for 5580 45th Avenue, Vero Beach FL 32967?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,788/mo — principal and interest, the actual property-tax bill, the $294/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5580 45th Avenue, Vero Beach FL 32967?+
The association fee works out to $294 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5580 45th Avenue, Vero Beach FL 32967?+
The most recent tax bill on record (2025) was $5,827. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5580 45th Avenue, Vero Beach FL 32967?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $450,000, this home is priced right at the Vero Beach median.
Which schools are assigned to 5580 45th Avenue, Vero Beach FL 32967?+
Storm Grove Middle School (middle), Dodgertown Elementary School (elementary), Sebastian River High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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