2545 S Ocean Boulevard # 3140, Palm Beach FL 33480, PALM BEACH, FL, 33480
Active78 days on marketListed May 28, 2026MLS #B26033684
About this home
2545 S Ocean Boulevard # 3140, Palm Beach FL 33480
Completely reimagined in 2023, this designer-finished oceanfront residence provides the rare opportunity to enjoy Palm Beach living without the cost or disruption of renovation. With the building's major restoration already completed and no pending special assessments, this move-in-ready home delivers peace of mind alongside elegant coastal style. Gut-renovated down to the studs in 2023, every surface, system, and finish has been thoughtfully upgraded with luxury materials and high-end appliances—no detail was overlooked. The open-concept living area flows seamlessly to a full-width private balcony, where sweeping ocean views greet you from the living room and both bedrooms. Bedrooms are generously sized and feature en-suite bathrooms and large closets. Beyond your fron t door, enjoy direct private beach access, plus shared access to the community pool and gym. Three brand-new hurricane-rated impact glass sliders flood the home with natural light and frame breathtaking sunrise-to-sunset panoramas over the Atlantic. Whether you're enjoying morning coffee or evening cocktails, the water views never disappoint. Inside, the residence showcases: - Wide-plank luxury vinyl flooring throughout for a warm, modern aesthetic that's durable and beach-friendly. - Quartz countertops paired with designer tile backsplashes and premium Brizo plumbing fixtures - A chef's kitchen featuring all-new Miele appliances, including a built-in Miele refrigerator, plus a full complement of high-end finishes - In-unit washer and dryer for ultimate convenience. - Private storage unit at ground level providing convenient space for beach gear, golf clubs, luggage, bicycles and seasonal items. Furnished rental option: 6-12mo lease available.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
972
Sqft
0 ac
Lot size
1970
Year built
1
Levels
$925
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,634 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,634/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+301.2%
$/sqft vs Palm Beach actives
$925 vs $1,256
Days on market
78 vs 113 typical
Where $925/sqft sits among the 192 Palm Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Beach
Get to know Palm Beach. See the full Palm Beach guide →
PALM BEACH 33480 — neighborhood snapshot
Population
10,901
Median age
69.4
Median income
$151,121
Median home value
$1,218,500
Avg household
1.69
Households w/ children
246
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Beach market
$365K → $5.0M
Palm Beach median sold, yr/yr
91.4%
Sale-to-list ratio (12 mo)
4 of 192
Palm Beach actives have cut their price
This home is listed 128% above the PALM BEACH 33480 median. See the full Palm Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2545 S Ocean Boulevard # 3140
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$539,900
2545 S Ocean Boulevard # 4070, Palm Beach FL 33480
2 bd · 2 ba · 972 sqft · $555/sqft · 49 DOM
Sold · Jul ’26$425,000
1128 N L Street, Lake Worth FL 33460
2 bd · 1 ba · 957 sqft · $444/sqft · 6 DOM
Sold · Jan ’26$300,000
1517 N K St, Lake Worth FL 33460
2 bd · 2 ba · 945 sqft · $317/sqft · 101 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2545 S Ocean Boulevard # 3140 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2545 S Ocean Boulevard # 3140 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2545 S Ocean Boulevard # 3140 FAQs
What would the monthly payment be for 2545 S Ocean Boulevard # 3140, Palm Beach FL 33480?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,634/mo — principal and interest, the actual property-tax bill, the $800/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2545 S Ocean Boulevard # 3140, Palm Beach FL 33480?+
The association fee works out to $800 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2545 S Ocean Boulevard # 3140, Palm Beach FL 33480?+
The most recent tax bill on record (2024) was $5,827. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2545 S Ocean Boulevard # 3140, Palm Beach FL 33480?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Beach?+
At $899,000, this home is listed about 65% below the Palm Beach median of $2,545,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2545 S Ocean Boulevard # 3140, Palm Beach FL 33480?+
Lantana Elementary School (elementary), Lantana Middle School (middle), Lake Worth High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$899,000 runs 128% above the PALM BEACH 33480 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $800/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $975,000, now $899,000 — a $76K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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