David Ramirez
$3,790,000$4,100,0004 bd5 ba4,156 sqft$912 /sqft$23,777 /mo all-in ↓

1160 Emerald Drive, Riviera Beach FL 33404, RIVIERA BEACH, FL, 33404

Active76 days on marketListed May 25, 2026MLS #B26033038

Reduced $310KNew constructionPrivate poolSingle Family ResidencePALM BEACH ISLES 2

About this home

1160 Emerald Drive, Riviera Beach FL 33404

Luxury New Construction on Singer Island Experience the pinnacle of coastal luxury in this stunning new construction residence on highly sought-after Singer Island. Thoughtfully designed with impeccable craftsmanship and sophisticated finishes, this exceptional 4-bedroom, 5-bathroom home offers the perfect blend of elegance, comfort, and modern living. From the moment you enter, you'll be captivated by the expansive open-concept floor plan, soaring ceilings, and abundant natural light. The gourmet chef's kitchen is a true centerpiece, featuring premium appliances, custom cabinetry, designer finishes, and an oversized island ideal for entertaining. The luxurious primary suite serves as a private retreat, complete with a spa-inspired bathroom, oversized walk-in closet, and serene ambiance

Facts & features

The home at a glance

4

Bedrooms

5

Bathrooms

4,156

Sqft

0.25 ac

Lot size

3

Garage

2026

Year built

2

Levels

$912

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Floor · Terrazzo
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorCooking Island · Entrance Foyer · French Doors · Pantry · Pull Down Stairs · Vaulted Ceiling(s) · Volume Ceilings · Walk-In Closet(s) · Den/Library/Office · Family Room · Great Room · Loft · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

RoofMetal · Metal Roof
ConstructionCBS Construction
FacesSouth
Parking2 Or More Spaces · Parking Garage
ExteriorBalcony · Built-In Grill · Open Balcony · Outdoor Shower

Community & fees

HOA fee$25/mo
Taxes (2025)$20,643/yr
PetsYes
CommunityMandatory Hoa · Paved Road · Street Lights

Utilities & systems

UtilitiesCable Connected · Natural Gas Connected · Sewer Connected · Water Connected · Cable Available · Natural Gas Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$23,777 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$20,451
PMI (est., until 20% equity)$1,421
Property tax — 2025 actual bill$1,720
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $379,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $379,000
Interest rate6.00%
Loan term

Estimated payment

$23,777/mo

Principal & interest$20,451
PMI (est., until 20% equity)$1,421
Property taxes (actual bill)$1,720
HOA / condo fee$25
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Riviera Beach actives

$912 vs $295

Days on market

76 vs 65 typical

Where $912/sqft sits among the 182 Riviera Beach actives

114
39
13
4
2 · this home
10
$190–342$342–494$494–646$646–798$798–949$949+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Singer Island

Map of 1160 Emerald Drive, Riviera Beach FL 33404 inside its neighborhood boundary

Get to know Riviera Beach. See the full Riviera Beach guide →

Singer Island — neighborhood snapshot

Population

3,043

Median age

68

Median income

$90,429

Median home value

$745,462

Avg household

2

Households w/ children

81%

For the school run

Palm Beach County School District

ElementaryLincoln Elementary School★★★★
MiddleJohn F. Kennedy Middle School★★★★
HighWilliam T. Dwyer High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riviera Beach market

Seller’s marketLeans buyer16.2 months of inventoryBuyer’s market

$635K$380K

Riviera Beach median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

10 of 182

Riviera Beach actives have cut their price

Median sold price, Riviera Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1428% above the RIVIERA BEACH 33404 median. See the full Riviera Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,790,000 $310K
May 25, 2026Listed at $4,100,000 · 76 days on market since
2026Built · PALM BEACH ISLES 2

Reality check

What actually sold near 1160 Emerald Drive

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1151 Coral Way, Singer Island FL 33404Sold · May ’26

$3,950,000

1151 Coral Way, Singer Island FL 33404 · same community

4 bd · 4 ba · 2,942 sqft · $1,343/sqft · 64 DOM

1040 Coral Way, Singer Island FL 33404Sold · Aug ’25

$3,500,000

1040 Coral Way, Singer Island FL 33404 · same community

4 bd · 3 ba · 2,836 sqft · $1,234/sqft · 17 DOM

1190 Dolphin Road, Singer Island FL 33404Sold · Jun ’26

$1,550,000

1190 Dolphin Road, Singer Island FL 33404 · same community

3 bd · 2 ba · 2,316 sqft · $669/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1160 Emerald Drive — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1160 Emerald Drive — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

1160 Emerald Drive FAQs

What would the monthly payment be for 1160 Emerald Drive, Riviera Beach FL 33404?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,777/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1160 Emerald Drive, Riviera Beach FL 33404?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1160 Emerald Drive, Riviera Beach FL 33404?+

The most recent tax bill on record (2025) was $20,643. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1160 Emerald Drive, Riviera Beach FL 33404?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riviera Beach?+

At $3,790,000, this home is listed about 797% above the Riviera Beach median of $422,450. The market section on this page shows how the area is trending.

Which schools are assigned to 1160 Emerald Drive, Riviera Beach FL 33404?+

Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$3,790,000 runs 1428% above the RIVIERA BEACH 33404 median — but at 4,156 sqft it's also nearly 3 times the size of the typical Riviera Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $4,100,000, now $3,790,000 — a $310K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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