320 13th Street SW, Vero Beach FL 32962, VERO BEACH, FL, 32962
Active85 days on marketListed May 25, 2026MLS #B26032708
About this home
320 13th Street SW, Vero Beach FL 32962
Prime opportunity to build in the growing Vero Beach market! This cleared 0.11-acre lot previously had a structure on site and is ready for development. The property sits approximately 2 feet above road elevation, potentially saving buyers substantial costs on fill and site preparation. Seller has approved building plans in hand for the construction of a single-family home, making this an excellent shovel-ready opportunity for builders, investors, or future homeowners. Conveniently located near US-1, shopping, dining, and just a short drive to the beaches. Rare chance to secure a build-ready lot with valuable preliminary work already completed.
Facts & features
The home at a glance
0.11 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$555 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$555/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dixie Heights
Get to know Vero Beach. See the full Vero Beach guide →
Dixie Heights — neighborhood snapshot
Population
743
Median age
36
Median income
$84,107
Median home value
$239,000
Avg household
3
Households w/ children
90%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $370K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% below the VERO BEACH 32962 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 320 13th Street SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$109,500
Nearby listing
1 bd · 1 ba · 679 sqft · $161/sqft · 119 DOM
Sold · Jun ’26$85,000
14 Vista Palm Lane # 105, Vero Beach FL 32962
1 bd · 1.5 ba · 750 sqft · $113/sqft · 200 DOM
Sold · Jun ’26$92,000
12 Vista Palm Lane # 103, Vero Beach FL 32962
1 bd · 1.5 ba · 750 sqft · $123/sqft · 95 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 320 13th Street SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 320 13th Street SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
320 13th Street SW FAQs
What would the monthly payment be for 320 13th Street SW, Vero Beach FL 32962?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $555/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 320 13th Street SW, Vero Beach FL 32962?+
The most recent tax bill on record (2025) was $253. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Vero Beach?+
At $59,000, this home is listed about 87% below the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 320 13th Street SW, Vero Beach FL 32962?+
Indian River Academy (elementary), Oslo Middle School (middle), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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