304 SW Indian Groves Drive, Stuart FL 34994, STUART, FL, 34994
Active76 days on marketListed May 22, 2026MLS #B26032244
About this home
304 SW Indian Groves Drive, Stuart FL 34994
Waterfront living on Poppleton Creek just minutes from downtown Stuart, shopping, dining, and entertainment. This updated 4BR/3BA home offers a private dock, RV parking, and an air-conditioned 4-car garage with epoxy floors. The lower level features a separate-entry guest suite with its own kitchen, living room, bedroom, walk-in closet, and full bath—ideal for guests, extended family, or potential rental income. Upstairs boasts vaulted ceilings, wood flooring, impact windows, spray-foam insulation, a metal roof, updated kitchen and baths with custom cabinetry, oversized island, and a spacious primary suite. Enjoy tranquil water views from the expansive two-story screened porch. Additional features include a swim spa, tankless water heater, and buried 200-gallon propane tank. Move-in ready
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,642
Sqft
0.37 ac
Lot size
4
Garage
1986
Year built
2
Levels
$358
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,348 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,348/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.4%
$/sqft vs Stuart actives
$358 vs $265
Days on market
76 vs 67 typical
Where $358/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Groves/poppleton South
Get to know Stuart. See the full Stuart guide →
Indian Groves/poppleton South — neighborhood snapshot
Population
987
Median age
68
Median income
$97,448
Median home value
$288,834
Avg household
2
Households w/ children
37%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$640K → $446K
Stuart median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 425% above the STUART 34994 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 304 SW Indian Groves Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$890,000
1160 SW Chapman Way # 204, Palm City FL 34990
3 bd · 3 ba · 2,891 sqft · $308/sqft · 404 DOM
Sold · Jun ’26$1,250,000
1209 SW Dyer Point Road, Palm City FL 34990
4 bd · 3 ba · 2,266 sqft · $552/sqft · 3 DOM
Sold · Feb ’26$420,000
509 SW Riverdale Street, Stuart FL 34994
3 bd · 2.5 ba · 2,180 sqft · $193/sqft · 720 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 304 SW Indian Groves Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 304 SW Indian Groves Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
304 SW Indian Groves Drive FAQs
What would the monthly payment be for 304 SW Indian Groves Drive, Stuart FL 34994?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,348/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 304 SW Indian Groves Drive, Stuart FL 34994?+
The most recent tax bill on record (2025) was $8,816. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 304 SW Indian Groves Drive, Stuart FL 34994?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $945,000, this home is listed about 120% above the Stuart median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 304 SW Indian Groves Drive, Stuart FL 34994?+
Stuart Middle School (middle), J. D. Parker School Of Technology (elementary), Jensen Beach High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$945,000 runs 425% above the STUART 34994 median — but at 2,642 sqft it's also nearly twice the size of the typical Stuart listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Stuart Middle School, J. D. Parker School Of Technology, Jensen Beach High School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $961,000, now $945,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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