9508 St. Germain, Palm Beach Gardens FL 33412, PALM BEACH GARDENS, FL, 33412
Active87 days on marketListed May 22, 2026MLS #B26032205
About this home
9508 St. Germain, Palm Beach Gardens FL 33412
Experience luxury living! This NEW CONSTRUCTION, never occupied 3 bedroom, 3 bathroom residence exudes sophistication. Oversized gourmet kitchen with GE Cafe appliances, gas cooktop, 3'' Cambria Quartz Countertop, stainless hood vent, walk-in pantry and more. The owner's suite is fully upgraded with coffered ceiling, luxurious shower with floor to ceiling tile, oversized bathtub, with massive walk-in closet. This home additionally features a home office/gym, luxury flooring throughout, an abundance of natural light and oversized windows and doors! Covered lanai features gas and plumbing for future summer kitchen making it the perfect place to enjoy outdoor living with space for your dream pool and spa!!!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,378
Sqft
0.19 ac
Lot size
2
Garage
2025
Year built
1
Levels
$473
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,553 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,553/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
$/sqft vs Palm Beach Gardens actives
$473 vs $395
Days on market
87 vs 62 typical
Where $473/sqft sits among the 400 Palm Beach Gardens actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Beach Gardens
Get to know Palm Beach Gardens. See the full Palm Beach Gardens guide →
PALM BEACH GARDENS 33412 — neighborhood snapshot
Population
15,499
Median age
49.3
Median income
$134,818
Median home value
$560,800
Avg household
2.73
Households w/ children
1,658
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Beach Gardens market
$415K → $986K
Palm Beach Gardens median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
58 of 400
Palm Beach Gardens actives have cut their price
Median sold price, Palm Beach Gardens, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the PALM BEACH GARDENS 33412 median. See the full Palm Beach Gardens market guide →
Paper trail
This home's history
Reality check
What actually sold near 9508 St. Germain
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$1,100,000
9504 St. Germain Drive, Palm Beach Gardens FL 33412 · same community
3 bd · 3 ba · 2,554 sqft · $431/sqft · 51 DOM
Sold · Apr ’26$1,215,000
13697 Le Christine Drive, Palm Beach Gardens FL 33412 · same community
4 bd · 4 ba · 3,240 sqft · $375/sqft · 63 DOM
Sold · Jun ’26$865,000
12454 Nautilus Circle, Palm Beach Gardens FL 33412
3 bd · 2.5 ba · 2,366 sqft · $366/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9508 St. Germain — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9508 St. Germain — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9508 St. Germain FAQs
What would the monthly payment be for 9508 St. Germain, Palm Beach Gardens FL 33412?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,553/mo — principal and interest, the actual property-tax bill, the $409/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9508 St. Germain, Palm Beach Gardens FL 33412?+
The association fee works out to $409 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9508 St. Germain, Palm Beach Gardens FL 33412?+
The most recent tax bill on record (2025) was $5,905. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9508 St. Germain, Palm Beach Gardens FL 33412?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Beach Gardens?+
At $1,124,990, this home is listed about 29% above the Palm Beach Gardens median of $874,995. The market section on this page shows how the area is trending.
Which schools are assigned to 9508 St. Germain, Palm Beach Gardens FL 33412?+
Pierce Hammock Elementary School (elementary), Western Pines Community Middle (middle), Seminole Ridge Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,124,990 runs 25% above the PALM BEACH GARDENS 33412 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Pierce Hammock Elementary School, Western Pines Community Middle, Seminole Ridge Community High School, Glades Construction Academy At West Technical — Pierce Hammock Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,149,990, now $1,124,990 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
$1,169,990
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3 bd · 3 ba · 2,776 sqft
$1,075,000
10295 Allamanda Boulevard, Palm Beach Gardens FL 33410, PALM BEACH GARDENS
4 bd · 2.5 ba · 2,692 sqft
$1,199,000
402 Eagleton Cove Way, Palm Beach Gardens FL 33418, PALM BEACH GARDENS
3 bd · 4 ba · 2,094 sqft
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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