39 SE Seminole Street, Stuart FL 34994, STUART, FL, 34994
Active75 days on marketListed May 22, 2026MLS #B26031762
About this home
39 SE Seminole Street, Stuart FL 34994
Build your dream home in the heart of Downtown Stuart on this rare 50-foot-wide homesite with deep-water access potential and a submersible land lease already in place. Parcel A offers an exceptional opportunity to design a custom residence just moments from the waterfront, dining, shopping, and all that Downtown Stuart has to offer. Impact fee credits are available, creating added value for future development. Whether you are looking to build a full-time residence or seasonal retreat, this prime location combines convenience, lifestyle, and boating potential in one of Stuart's most desirable areas.
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$15,261 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,261/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Old Historic Downtown
Get to know Stuart. See the full Stuart guide →
Old Historic Downtown — neighborhood snapshot
Population
337
Median age
41
Median income
$54,333
Median home value
$284,000
Avg household
3
Households w/ children
33%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$640K → $446K
Stuart median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1178% above the STUART 34994 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 39 SE Seminole Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$130,000
950 S Kanner Highway # A25, Stuart FL 34994
2 bd · 1 ba · 725 sqft · $179/sqft · 18 DOM
Sold · Sep ’25$102,000
1925 SW Palm City Road # A, Stuart FL 34994
2 bd · 2 ba · 878 sqft · $116/sqft · 47 DOM
Sold · Jul ’26$72,000
1900 S KANNER HIGHWAY UNIT 5-204
2 bd · 2 ba · 1,032 sqft · $70/sqft · 102 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 39 SE Seminole Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 39 SE Seminole Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
39 SE Seminole Street FAQs
What would the monthly payment be for 39 SE Seminole Street, Stuart FL 34994?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,261/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 39 SE Seminole Street, Stuart FL 34994?+
The most recent tax bill on record (2025) was $22,000. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Stuart?+
At $2,299,000, this home is listed about 436% above the Stuart median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 39 SE Seminole Street, Stuart FL 34994?+
Stuart Middle School (middle), J. D. Parker School Of Technology (elementary), Jensen Beach High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,299,000 runs 1178% above the STUART 34994 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Stuart Middle School, J. D. Parker School Of Technology, Jensen Beach High School — Jensen Beach High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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