5550 N Ocean Drive # 3c, Riviera Beach FL 33404, RIVIERA BEACH, FL, 33404
Active89 days on marketListed May 20, 2026MLS #B26030984
About this home
5550 N Ocean Drive # 3c, Riviera Beach FL 33404
Experience one of Singer Island's most exceptional waterfront residences in the coveted 200 building at Water Glades. Ideally positioned in what many consider the premier stack, Residence 3C showcases breathtaking unobstructed views of the Atlantic Ocean, Intracoastal Waterway, and protected vistas overlooking John D. MacArthur Beach State Park. Enjoy the rare privilege of both spectacular sunrises and glowing sunsets visible directly from your private balcony. Thoughtfully updated, the kitchen wall has been removed to create an open-concept design that maximizes views, natural light, and flow. Additional highlights include a washer and dryer in the unit and an exceptionally large private storage room exclusive to this residence. Water Glades is situated on one of the largest and most beautifully maintained parcels on Singer Island, offering a private, wide sandy beach and resort-style amenities including 24/7 security, tennis courts, two pools, a newly renovated clubhouse with full kitchen available for resident use, fitness centers located in each building, shuffleboard, putting green, car wash area, and three grilling stations surrounded by lush, beautifully manicured grounds. A rare opportunity to enjoy privacy, panoramic water views, and one of the island's most sought-after coastal lifestyles.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,580
Sqft
0 ac
Lot size
1978
Year built
1
Levels
$497
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,587 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,587/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.7%
$/sqft vs Riviera Beach actives
$497 vs $295
Days on market
89 vs 65 typical
Where $497/sqft sits among the 182 Riviera Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Singer Island
Get to know Riviera Beach. See the full Riviera Beach guide →
Singer Island — neighborhood snapshot
Population
3,043
Median age
68
Median income
$90,429
Median home value
$745,462
Avg household
2
Households w/ children
81%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riviera Beach market
$635K → $380K
Riviera Beach median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
11 of 182
Riviera Beach actives have cut their price
Median sold price, Riviera Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 217% above the RIVIERA BEACH 33404 median. See the full Riviera Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5550 N Ocean Drive # 3c
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,100,000
Nearby listing · same community
2 bd · 2 ba · 1,435 sqft · $767/sqft · 0 DOM
Sold · Mar ’26$1,315,000
5510 N Ocean Drive # 17b, Singer Island FL 33404 · same community
2 bd · 2 ba · 1,435 sqft · $916/sqft · 95 DOM
Sold · Jan ’26$1,150,000
1211 Dolphin Road, Riviera Beach FL 33404
3 bd · 2.5 ba · 1,584 sqft · $726/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5550 N Ocean Drive # 3c — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5550 N Ocean Drive # 3c — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5550 N Ocean Drive # 3c FAQs
What would the monthly payment be for 5550 N Ocean Drive # 3c, Riviera Beach FL 33404?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,587/mo — principal and interest, the actual property-tax bill, the $1,695/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5550 N Ocean Drive # 3c, Riviera Beach FL 33404?+
The association fee works out to $1,695 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5550 N Ocean Drive # 3c, Riviera Beach FL 33404?+
The most recent tax bill on record (2025) was $14,426. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5550 N Ocean Drive # 3c, Riviera Beach FL 33404?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riviera Beach?+
At $785,000, this home is listed about 86% above the Riviera Beach median of $422,450. The market section on this page shows how the area is trending.
Which schools are assigned to 5550 N Ocean Drive # 3c, Riviera Beach FL 33404?+
Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$785,000 runs 217% above the RIVIERA BEACH 33404 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,695/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $859,000, now $785,000 — a $74K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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