121 Algonquin Terrace, Indian Harbour Beach FL 32937, INDIAN HARBOUR BEACH, FL, 32937
Active87 days on marketListed May 20, 2026MLS #B26030853
About this home
121 Algonquin Terrace, Indian Harbour Beach FL 32937
Rare dual-primary pool home on the Indian Harbour Beach barrier island! This 4-bedroom, 3-bath home features two private primary suites, a resort-style pool with a custom pergola lounge, and no mandatory HOA—ideal for multigenerational living, guests, a home office, or short-term rental potential. With 2,100+ square feet, paid-off solar panels, and a metal roof, it offers comfort and efficiency. Just minutes from Canova Beach, Gleason Park, Patrick Space Force Base, and top-rated Brevard County schools, this property is perfectly positioned for full-time living, vacation rentals, or investment.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,160
Sqft
0.22 ac
Lot size
1
Garage
1963
Year built
1
Levels
$324
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,741 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,741/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Indian Harbour Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Harbour Beach. See the full Indian Harbour Beach guide →
Indian Harbour Beach — neighborhood snapshot
Population
357
Median age
52
Median income
$116,450
Median home value
$395,800
Avg household
2
Households w/ children
36%
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Harbour Beach market
$212K → $1.1M
Indian Harbour Beach median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
Median sold price, Indian Harbour Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the INDIAN HARBOUR BEACH 32937 median. See the full Indian Harbour Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 121 Algonquin Terrace
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$565,000
1114 SEMINOLE DRIVE
3 bd · 2 ba · 2,209 sqft · $256/sqft · 116 DOM
Sold · Jun ’26$600,000
409 SAINT JOHNS DRIVE
4 bd · 2 ba · 2,109 sqft · $284/sqft · 6 DOM
Sold · Sep ’25$530,000
1923 HIGHWAY A1A UNIT D2
4 bd · 3 ba · 2,216 sqft · $239/sqft · 166 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 121 Algonquin Terrace — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 121 Algonquin Terrace — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
121 Algonquin Terrace FAQs
What would the monthly payment be for 121 Algonquin Terrace, Indian Harbour Beach FL 32937?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,741/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 121 Algonquin Terrace, Indian Harbour Beach FL 32937?+
The most recent tax bill on record (2025) was $6,497. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 121 Algonquin Terrace, Indian Harbour Beach FL 32937?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Harbour Beach?+
At $699,999, this home is listed about 1% above the Indian Harbour Beach median of $689,999. The market section on this page shows how the area is trending.
Which schools are assigned to 121 Algonquin Terrace, Indian Harbour Beach FL 32937?+
Ocean Breeze Elementary School (elementary), Satellite Senior High School (high), Herbert C. Hoover Middle School (middle) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$699,999 runs 29% above the INDIAN HARBOUR BEACH 32937 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
87 days on market against a Indian Harbour Beach median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ocean Breeze Elementary School, Satellite Senior High School, Herbert C. Hoover Middle School — Ocean Breeze Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $729,000, now $699,999 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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