6558 Sand City Way, Delray Beach FL 33446, DELRAY BEACH, FL, 33446
Active90 days on marketListed May 18, 2026MLS #B26030021
About this home
6558 Sand City Way, Delray Beach FL 33446
Stunning lakefront 3 BD, 2.5 BA residence in Valencia Palms of Delray Beach, offering timeless elegance and beautifully maintained finishes that can be enjoyed as is or thoughtfully reimagined to suit a more contemporary style. Designed for both comfort and entertaining, the kitchen opens seamlessly to the living room and a charming breakfast room framed by angular bay windows overlooking the tranquil lake. The living room is spacious with a grand built-in entertainment center, and is complemented by sliding glass doors leading to the patio. This expansive screened and covered patio extends from the living area, creating the perfect setting to enjoy the peaceful outdoors year-round. Surrounded by lush greenery and wetland-inspired flora, the landscape unfolds in quiet harmony as the Florida sun glistens across the lake, sending a gentle sparkle dancing across the water's surface. The expansive primary suite captures stunning lake views and features two oversized walk-in closets, along with a spacious primary bath, perfect for personalizing into a spa-like retreat. Additional highlights include a bright en-suite guest bedroom, a dedicated office that can be converted to a third bedroom, and a walk-in laundry room for added convenience. Located within Valencia Palms, a gated active adult community known for its resort-style lifestyle, residents enjoy access to a 31,000-square-foot clubhouse, a fitness center, resort-style pools, tennis and pickleball courts, social clubs, and a vibrant calendar of activities, all just minutes from downtown Delray Beach dining, shopping, and beaches. This home also features a new roof (2025), and 2 new AC units (2024).
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,733
Sqft
0.2 ac
Lot size
2
Garage
2005
Year built
1
Levels
$353
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,277 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,277/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.5%
$/sqft vs Delray Beach actives
$353 vs $241
Days on market
90 vs 61 typical
Where $353/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Valencia Palms
Get to know Delray Beach. See the full Delray Beach guide →
Valencia Palms — neighborhood snapshot
Population
1,052
Median age
77
Median income
$93,549
Median home value
$581,885
Avg household
2
Households w/ children
21%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 594% above the DELRAY BEACH 33446 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6558 Sand City Way
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$995,000
7518 Carmela Way, Delray Beach FL 33446 · same community
3 bd · 2.5 ba · 2,731 sqft · $364/sqft · 29 DOM
Sold · May ’26$712,000
7406 Carmela Way, Delray Beach FL 33446 · same community
3 bd · 2.5 ba · 2,735 sqft · $260/sqft · 295 DOM
Sold · Mar ’26$1,040,000
13273 Solana Beach Cove, Delray Beach FL 33446 · same community
3 bd · 2.5 ba · 2,767 sqft · $376/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6558 Sand City Way — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6558 Sand City Way — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6558 Sand City Way FAQs
What would the monthly payment be for 6558 Sand City Way, Delray Beach FL 33446?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,277/mo — principal and interest, the actual property-tax bill, the $850/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6558 Sand City Way, Delray Beach FL 33446?+
The association fee works out to $850 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6558 Sand City Way, Delray Beach FL 33446?+
The most recent tax bill on record (2025) was $8,381. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6558 Sand City Way, Delray Beach FL 33446?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $965,000, this home is listed about 257% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 6558 Sand City Way, Delray Beach FL 33446?+
Carver Middle School (middle), Hagen Road Elementary School (elementary), Spanish River Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$965,000 runs 594% above the DELRAY BEACH 33446 median — but at 2,733 sqft it's also nearly twice the size of the typical Delray Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $850/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Carver Middle School, Hagen Road Elementary School, Spanish River Community High School, Glades Construction Academy At West Technical — Spanish River Community High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $995,000, now $965,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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