8686 Andrews Avenue, Fort Pierce FL 34945, FORT PIERCE, FL, 34945
Active90 days on marketListed May 18, 2026MLS #B26029746
About this home
8686 Andrews Avenue, Fort Pierce FL 34945
Welcome to ''Five Oaks Ranch'' nestled on nearly 10 acres. This extraordinary two-story estate offers 6,572 square feet of luxurious living space. This home features an over-sized chef's kitchen, perfect for entertaining and culinary creativity. Upstairs flex area can serve as a second living space or turned into a second master suite. Step outside to your private oasis featuring an enclosed heated pool and spa, ideal for year-round enjoyment. The outdoor kitchen makes it convenient to entertain by the pool. This property also features an extended driveway, providing ample space for multiple uses -whether for boats, RVs, or an extensive car collection. The separate four-car garage includes an expansive workshop with an upstairs loft providing endless possibilities.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
6,572
Sqft
9.71 ac
Lot size
4
Garage
2002
Year built
2
Levels
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$13,066 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,066/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort Pierce actives
$289 vs $209
Days on market
90 vs 65 typical
Where $289/sqft sits among the 399 Fort Pierce actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Pierce
Get to know Fort Pierce. See the full Fort Pierce guide →
FORT PIERCE 34945 — neighborhood snapshot
Population
6,214
Median age
41.6
Median income
$72,941
Median home value
$285,500
Avg household
2.85
Households w/ children
692
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Pierce market
$515K → $301K
Fort Pierce median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
38 of 399
Fort Pierce actives have cut their price
Median sold price, Fort Pierce, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 212% above the FORT PIERCE 34945 median. See the full Fort Pierce market guide →
Paper trail
This home's history
Reality check
What actually sold near 8686 Andrews Avenue
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$550,000
2475 S Ffa Road, Fort Pierce FL 34945
4 bd · 3 ba · 2,476 sqft · $222/sqft · 23 DOM
Sold · Jul ’26$370,000
3044 Woodswalk Drive, Fort Pierce FL 34945
3 bd · 2.5 ba · 2,006 sqft · $184/sqft · 12 DOM
Sold · Jun ’26$400,000
8631 Hidden Pines Road, Fort Pierce FL 34945
3 bd · 2 ba · 1,496 sqft · $267/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8686 Andrews Avenue — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8686 Andrews Avenue — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8686 Andrews Avenue FAQs
What would the monthly payment be for 8686 Andrews Avenue, Fort Pierce FL 34945?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,066/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8686 Andrews Avenue, Fort Pierce FL 34945?+
The most recent tax bill on record (2025) was $23,290. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8686 Andrews Avenue, Fort Pierce FL 34945?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Pierce?+
At $1,899,990, this home is listed about 494% above the Fort Pierce median of $319,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8686 Andrews Avenue, Fort Pierce FL 34945?+
Forest Grove Middle School (middle), Chester A. Moore Elementary School (elementary), Lawnwood Elementary School (elementary), White City Elementary School (elementary), Weatherbee Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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