David Ramirez
$259,900$275,0004 bd4 ba2,297 sqft$113 /sqft$1,946 /mo all-in ↓

1408 Russell Lane, Fort Pierce FL 34982, FORT PIERCE, FL, 34982

Active96 days on marketListed May 14, 2026MLS #B26028509

Reduced $15KSingle Family ResidenceCLYATT'S SUBDIVISION

About this home

1408 Russell Lane, Fort Pierce FL 34982

Opportunity awaits at this spacious single-family home situated on an oversized lot in Fort Pierce! A true blank canvas for investors, renovators, or buyers looking to customize to their vision. The flexible floor plan features 2 primary suites, expansive living areas, and approximately 2,297 sq ft under air, providing endless layout and design possibilities. The large footprint offers strong potential with room to create your vision. Private wooded setting with ample outdoor space for storage, recreation, or future improvements. Bring your imagination and transform this property into its full potential! Professional photos will be uploaded in 48 hours

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

2,297

Sqft

0.41 ac

Lot size

1956

Year built

1

Levels

$113

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Floor · Tile · Wood
AppliancesGas Water Heater · Natural Gas Water Heater · Dishwasher
InteriorFire Sprinklers · French Doors · Split Bedroom · Walk-In Closet(s) · Family Room · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCentral Air
HeatingCentral

Outside & construction

RoofComp Shingle Roof · Shingle
ConstructionCBS Construction · Slab Construction · Stucco
FacesSouth
Parking2 Or More Spaces · Unpaved

Community & fees

Taxes (2025)$1,689/yr
PetsYes
CommunityPrivate Roads · Unpaved Road

Utilities & systems

UtilitiesSeptic · Electricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,946 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,530
FHA mortgage insurance (est.)$115
Property tax — 2025 actual bill$141
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,097Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,097
Interest rate6.00%
Loan term

Estimated payment

$1,946/mo

Principal & interest$1,530
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$141
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Fort Pierce actives

$113 vs $209

Days on market

96 vs 65 typical

Where $113/sqft sits among the 399 Fort Pierce actives

90 · this home
169
69
22
20
29
$80–156$156–231$231–307$307–382$382–458$458+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Maravilla

Map of 1408 Russell Lane, Fort Pierce FL 34982 inside its neighborhood boundary

Get to know Fort Pierce. See the full Fort Pierce guide →

Maravilla — neighborhood snapshot

Population

9,450

Median age

38

Median income

$56,814

Median home value

$207,086

Avg household

3

Households w/ children

1,218

For the school run

St. Lucie County School District

ElementaryLawnwood Elementary School★★★★★
MiddleForest Grove Middle School★★★★
ElementaryChester A. Moore Elementary School★★★★
ElementaryWeatherbee Elementary School★★★★★
ElementaryWhite City Elementary School★★★★★
HighTreasure Coast High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fort Pierce market

Seller’s marketLeans buyer15.1 months of inventoryBuyer’s market

$515K$301K

Fort Pierce median sold, yr/yr

94.7%

Sale-to-list ratio (12 mo)

38 of 399

Fort Pierce actives have cut their price

Median sold price, Fort Pierce, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% above the FORT PIERCE 34982 median. See the full Fort Pierce market guide →

Paper trail

This home's history

CurrentPrice reduced to $259,900 $15K
May 14, 2026Listed at $275,000 · 96 days on market since
1956Built · CLYATT'S SUBDIVISION

Reality check

What actually sold near 1408 Russell Lane

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Nearby listingSold · Dec ’25

$300,000

Nearby listing

3 bd · 2 ba · 2,182 sqft · $137/sqft · 23 DOM

3121 S 24th Street, Fort Pierce FL 34982Sold · Jun ’26

$480,000

3121 S 24th Street, Fort Pierce FL 34982

3 bd · 2.5 ba · 2,020 sqft · $238/sqft · 12 DOM

2902 Grove Drive, Fort Pierce FL 34981Sold · Jul ’26

$450,000

2902 Grove Drive, Fort Pierce FL 34981

3 bd · 3 ba · 2,012 sqft · $224/sqft · 112 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1408 Russell Lane — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1408 Russell Lane — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

1408 Russell Lane FAQs

What would the monthly payment be for 1408 Russell Lane, Fort Pierce FL 34982?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,946/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1408 Russell Lane, Fort Pierce FL 34982?+

The most recent tax bill on record (2025) was $1,689. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1408 Russell Lane, Fort Pierce FL 34982?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fort Pierce?+

At $259,900, this home is listed about 19% below the Fort Pierce median of $319,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1408 Russell Lane, Fort Pierce FL 34982?+

Lawnwood Elementary School (elementary), Forest Grove Middle School (middle), Chester A. Moore Elementary School (elementary), Weatherbee Elementary School (elementary), White City Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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