David Ramirez
$269,9003 bd1 ba1,073 sqft$252 /sqft$2,098 /mo all-in ↓

4550 SE Salvatori Road, Stuart FL 34997, STUART, FL, 34997

Active71 days on marketListed May 14, 2026MLS #B26028501

Priced 31% below the STUART 34997 medianWaterfrontSingle Family ResidencePORT SALERNO VILLAGE

About this home

4550 SE Salvatori Road, Stuart FL 34997

Located in desirable PORT SALERNO VILLAGE with NO HOA, this waterfront single-unit duplex offers comfort, convenience, and beautiful water views. Featuring 1,073 sq ft of living space, this home includes 3 bedrooms and 1 bathroom with an inviting layout perfect for everyday living. The kitchen offers cabinets for storage and comes equipped with appliances, including a refrigerator updated in 2025. Additional updates include ceiling fans installed in 2023, along with 2025 improvements to the master bath, appliances, and more. Enjoy the convenience of a dedicated laundry room and relax outdoors on the open patio overlooking the water. A great opportunity to own a waterfront property with no HOA restrictions.

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,073

Sqft

0.1031 ac

Lot size

1981

Year built

1

Levels

$252

Per sqft

WaterfrontCanal & Other & Water & Canal View & Other Water View viewPets allowed

Inside

FlooringCeramic Floor · Tile
AppliancesElectric Water Heater · Dishwasher · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven
InteriorCloset Cabinetry · Walk-In Closet(s) · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry · Washer Hookup
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Heat Strip

Outside & construction

RoofComp Shingle Roof · Composition Roll · Shingle
ConstructionConcrete Block Construction · Stucco
ViewCanal · Other · Water · Canal View · Other Water View
FacesEast
Parking2 Or More Spaces · Driveway · Open

Community & fees

Taxes (2025)$2,760/yr
PetsYes
CommunityPaved Road

Utilities & systems

UtilitiesSewer Connected · Water Connected · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,098 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property tax — 2025 actual bill$230
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,447Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,447
Interest rate6.00%
Loan term

Estimated payment

$2,098/mo

Principal & interest$1,589
FHA mortgage insurance (est.)$119
Property taxes (actual bill)$230
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $270K
$259KedgeAI estimate $354,292 · range $305K$393K$409K

vs edgeAI estimate

−23.8%

$/sqft vs Stuart actives

$252 vs $266

Days on market

71 vs 94 typical

Where $252/sqft sits among the 400 Stuart actives

211 · this home
115
34
7
6
27
$130–276$276–422$422–568$568–714$714–859$859+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Salerno Village

Map of 4550 SE Salvatori Road, Stuart FL 34997 inside its neighborhood boundary

Get to know Stuart. See the full Stuart guide →

Port Salerno Village — neighborhood snapshot

Population

1,003

Median age

36

Median income

$64,643

Median home value

$260,600

Avg household

2

Households w/ children

109

For the school run

Martin County School District

MiddleMurray Middle School★★★★★
ElementarySea Wind Elementary School★★★★
HighSouth Fork High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Stuart market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$220K$1.0M

Stuart median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

42 of 400

Stuart actives have cut their price

Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the STUART 34997 median. See the full Stuart market guide →

Paper trail

This home's history

May 14, 2026Listed at $269,900 · 71 days on market since
1981Built · PORT SALERNO VILLAGE

Reality check

What actually sold near 4550 SE Salvatori Road

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4500 SE Salvatori Road, Stuart FL 34997Sold · Mar ’26

$250,000

4500 SE Salvatori Road, Stuart FL 34997 · same community

3 bd · 2 ba · 1,140 sqft · $219/sqft · 165 DOM

6531 SE Federal Hwy # M111, Stuart FL 34997Sold · May ’26

$190,000

6531 SE Federal Hwy # M111, Stuart FL 34997

2 bd · 2 ba · 1,084 sqft · $175/sqft · 164 DOM

6531 SE Federal Highway # J202, Stuart FL 34997Sold · Jun ’26

$138,000

6531 SE Federal Highway # J202, Stuart FL 34997

2 bd · 2 ba · 1,084 sqft · $127/sqft · 277 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4550 SE Salvatori Road — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4550 SE Salvatori Road — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4550 SE Salvatori Road FAQs

What would the monthly payment be for 4550 SE Salvatori Road, Stuart FL 34997?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,098/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4550 SE Salvatori Road, Stuart FL 34997?+

The most recent tax bill on record (2025) was $2,760. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4550 SE Salvatori Road, Stuart FL 34997?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Stuart?+

At $269,900, this home is listed about 2% above the Stuart median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4550 SE Salvatori Road, Stuart FL 34997?+

Murray Middle School (middle), Sea Wind Elementary School (elementary), South Fork High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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