976 Banyan Drive, Delray Beach FL 33483, DELRAY BEACH, FL, 33483
Active85 days on marketListed May 13, 2026MLS #B26028044
About this home
976 Banyan Drive, Delray Beach FL 33483
Exceptional opportunity to own one of the largest direct Intracoastal frontage lots in Southern Palm Beach County. This premier waterfront property is ideally suited for an end user or builder who recognizes the extraordinary value and potential of constructing a luxury estate in this highly desirable location. Based on recent comparable sales, a newly built residence on this lot could command values exceeding $22 million. Serious inquiries only — owner seeks a knowledgeable buyer who understands the rarity and long-term value of this exceptional property. Features include a solid poured-concrete seawall and dock, complemented by mature tropical landscaping and breathtaking wide-water views.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,922
Sqft
0.33 ac
Lot size
2
Garage
1972
Year built
1
Levels
$3,730
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$64,007 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$64,007/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+555.7%
$/sqft vs Delray Beach actives
$3,730 vs $250
Days on market
85 vs 61 typical
Where $3,730/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tropic Isle
Get to know Delray Beach. See the full Delray Beach guide →
Tropic Isle — neighborhood snapshot
Population
1,454
Median age
65
Median income
$114,336
Median home value
$93,971
Avg household
2
Households w/ children
58%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
39 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1345% above the DELRAY BEACH 33483 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 976 Banyan Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$2,250,000
954 Cypress Drive, Delray Beach FL 33483 · same community
3 bd · 2 ba · 2,923 sqft · $770/sqft · 21 DOM
Sold · Sep ’25$2,900,000
923 Dogwood Drive, Delray Beach FL 33483 · same community
4 bd · 2.5 ba · 2,778 sqft · $1,044/sqft · 62 DOM
Sold · May ’26$4,800,000
933 Allamanda Drive, Delray Beach FL 33483 · same community
6 bd · 6.5 ba · 4,507 sqft · $1,065/sqft · 204 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 976 Banyan Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 976 Banyan Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
976 Banyan Drive FAQs
What would the monthly payment be for 976 Banyan Drive, Delray Beach FL 33483?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $64,007/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 976 Banyan Drive, Delray Beach FL 33483?+
The most recent tax bill on record (2025) was $11,327. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 976 Banyan Drive, Delray Beach FL 33483?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $10,900,000, this home is listed about 3937% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 976 Banyan Drive, Delray Beach FL 33483?+
Pine Grove Elementary School (elementary), Boca Raton Community High School (high), Boca Raton Community Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$10,900,000 runs 1345% above the DELRAY BEACH 33483 median — but at 2,922 sqft it's also nearly 2 times the size of the typical Delray Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Pine Grove Elementary School, Boca Raton Community High School, Boca Raton Community Middle School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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