1 Harbourside Drive # 4205, Delray Beach FL 33483, DELRAY BEACH, FL, 33483
Active91 days on marketListed May 12, 2026MLS #B26027319
About this home
1 Harbourside Drive # 4205, Delray Beach FL 33483
Harbourside - One of Delray's Best-Kept Secrets! Discover Harbourside, a hidden gem on the Intracoastal offering an unbeatable lifestyle in East Delray. This sought-after community features a private marina with boat dockage (check for availability), pickleball and tennis courts, resort-style pool, guest cottage, fitness center, and two clubhouses. Perfectly located—just steps from Publix, Trader Joe's, Fresh Market, Whole Foods, shops, and top restaurants—you'll have everything you need right at your doorstep. This spacious 2-bedroom, 2-bath second-floor residence boasts nearly 1,100 sq. ft. of living space, with a split-bedroom layout and a primary suite that spans one full side of the condo. Enjoy renovated bathrooms, uniform flooring throughout, and a brand-new washer/dry Step out t0 your oversized patio with serene views of the marina, Intracoastal, and beautifully manicured grounds. Additional features include a dedicated storage unit and plenty of parking. An incredible opportunity to own in East Delray all for under $450K!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,092
Sqft
0 ac
Lot size
1982
Year built
1
Levels
$411
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,018 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,018/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.4%
$/sqft vs Delray Beach actives
$411 vs $243
Days on market
91 vs 61 typical
Where $411/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbourside
Get to know Delray Beach. See the full Delray Beach guide →
Harbourside — neighborhood snapshot
Population
900
Median age
64
Median income
$93,877
Median home value
$541,700
Avg household
2
Households w/ children
34%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the DELRAY BEACH 33483 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 Harbourside Drive # 4205
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$546,000
1 Harbourside Drive # 3605, Delray Beach FL 33483 · same community
2 bd · 2 ba · 1,092 sqft · $500/sqft · 189 DOM
Sold · Apr ’26$620,000
1 Harbourside Drive # 2510, Delray Beach FL 33483 · same community
2 bd · 2 ba · 1,092 sqft · $568/sqft · 105 DOM
Sold · Mar ’26$525,000
1 Harbourside Drive # 3402, Delray Beach FL 33483 · same community
2 bd · 2 ba · 1,092 sqft · $481/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1 Harbourside Drive # 4205 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 Harbourside Drive # 4205 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1 Harbourside Drive # 4205 FAQs
What would the monthly payment be for 1 Harbourside Drive # 4205, Delray Beach FL 33483?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,018/mo — principal and interest, the actual property-tax bill, the $816/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1 Harbourside Drive # 4205, Delray Beach FL 33483?+
The association fee works out to $816 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1 Harbourside Drive # 4205, Delray Beach FL 33483?+
The most recent tax bill on record (2025) was $2,398. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1 Harbourside Drive # 4205, Delray Beach FL 33483?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $449,000, this home is listed about 66% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 1 Harbourside Drive # 4205, Delray Beach FL 33483?+
Pine Grove Elementary School (elementary), Boca Raton Community High School (high), Boca Raton Community Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the DELRAY BEACH 33483 market on paper
$449,000 is 40% below the DELRAY BEACH 33483 median of $754,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $816/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Pine Grove Elementary School, Boca Raton Community High School, Boca Raton Community Middle School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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