190 Abalone Road NW, Palm Bay FL 32907, PALM BAY, FL, 32907
Active96 days on marketListed May 12, 2026MLS #B26027281
About this home
190 Abalone Road NW, Palm Bay FL 32907
Opportunity awaits! This move-in-ready home offers exceptional flexibility with a private efficiency featuring its own entrance—ideal for extended family, guests, a home office, or potential rental income. The main home showcases an updated kitchen with quartz countertops, a spacious living area, and comfortable bedrooms. Enjoy peace of mind with a NEW roof (2026), newer A/C (approx. 4 years), and a large fenced backyard with plenty of room to relax or entertain. Conveniently located near schools, shopping, dining, parks, and major roadways. A unique property offering versatility, value, and endless possibilities—don't miss this one! BRAND NEW ROOF -2026!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
904
Sqft
0.23 ac
Lot size
1984
Year built
1
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,974 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,974/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Bay actives
$282 vs $207
Days on market
96 vs 42 typical
Where $282/sqft sits among the 368 Palm Bay actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Bay
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Bay. See the full Palm Bay guide →
PALM BAY 32907 — neighborhood snapshot
Population
48,352
Median age
44.5
Median income
$71,827
Median home value
$253,700
Avg household
2.9
Households w/ children
5,037
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Bay market
$306K → $328K
Palm Bay median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
94 of 368
Palm Bay actives have cut their price
Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the PALM BAY 32907 median. See the full Palm Bay market guide →
Paper trail
This home's history
Reality check
What actually sold near 190 Abalone Road NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$205,000
408 AUSTRALIAN ROAD NW · same community
2 bd · 2 ba · 918 sqft · $223/sqft · 69 DOM
Sold · Jul ’26$186,600
660 FERNANDINA STREET NW · same community
3 bd · 2 ba · 1,025 sqft · $182/sqft · 25 DOM
Sold · Sep ’25$236,850
213 ALCANTARRA NW STREET · same community
3 bd · 2 ba · 1,182 sqft · $200/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 190 Abalone Road NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 190 Abalone Road NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
190 Abalone Road NW FAQs
What would the monthly payment be for 190 Abalone Road NW, Palm Bay FL 32907?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,974/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 190 Abalone Road NW, Palm Bay FL 32907?+
The most recent tax bill on record (2025) was $2,396. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 190 Abalone Road NW, Palm Bay FL 32907?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Bay?+
At $255,000, this home is listed about 27% below the Palm Bay median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 190 Abalone Road NW, Palm Bay FL 32907?+
Lockmar Elementary School (elementary), Southwest Middle School (middle), Palm Bay Magnet Senior High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM BAY 32907 market on paper
$255,000 is 20% below the PALM BAY 32907 median of $317,950.
02Time on market is leverage
96 days on market against a Palm Bay median of 42 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $260,000, now $255,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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