David Ramirez
$424,900$457,9002 bd2 ba1,213 sqft$350 /sqft$3,457 /mo all-in ↓

2097 Bonisle Circle, Riviera Beach FL 33418, RIVIERA BEACH, FL, 33418

Active96 days on marketListed May 11, 2026MLS #B26027081

Reduced $33KWaterfrontSingle Family ResidenceBonisle at Woodbine,Woodbine

About this home

2097 Bonisle Circle, Riviera Beach FL 33418

NEW PRICE! $5,000 SELLER'S INCENTIVE TOWARDS BUYER'S CLOSING COSTS AND PRE-PAIDS FOR AN EXECUTED CONTRACT BY 07/31/2026 WITH 30 DAYS CLOSE. Don't miss this incredible opportunity to own one of Woodbine's most desirable lakefront homes! Perfectly positioned on a premium lot with breathtaking long lake and fountain views, this beautifully updated 2-bedroom, 2-bath home is truly move-in ready. Enjoy a bright, open floor plan with vaulted ceilings, a stunning remodeled kitchen with quarts counter tops, updated bathroom vanities and showers, custom-built primary closets and other upgrades throughout. Major improvements including a new tile roof (2022), complete plumbing replacement (2026), and accordion hurricane shutters throughout provide lasting value and peace of mind. Unwind on the spacious screened lanai while taking in the spectacular water views. Located in the highly sought-after gated community of Bonisle in Woodbine, residents enjoy resort-style amenities and an unbeatable location close to shopping, dining, beaches, and major highways. Now offered at a new price this exceptional lakefront home is a must-see!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,213

Sqft

0.11 ac

Lot size

2

Garage

1995

Year built

1

Levels

$350

Per sqft

WaterfrontWater & Pond View & Pond viewPets allowed

Inside

FlooringCarpet
AppliancesElectric Water Heater · Dishwasher · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Washer
InteriorVaulted Ceiling(s) · Utility/Laundry In Garage
LaundryIn Garage
CoolingCeiling Fan(s) · Central Individual A/C
HeatingCentral · Electric

Outside & construction

RoofTile · Tile Roof
ConstructionConcrete Block Construction · CBS Construction · Stucco
ViewWater · Pond View · Pond
FacesEast
Parking2 Or More Spaces · Awning · Covered · Driveway · Open · Parking Garage · No Rv/Boats

Community & fees

HOA fee$310/mo
Taxes (2025)$3,569/yr
PetsYes
CommunityBuyer Approval Required · Exercise Room · Management On Site · Mandatory Hoa · Sidewalks · Street Lights

Utilities & systems

UtilitiesCable Connected · Water Connected · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,457 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,501
FHA mortgage insurance (est.)$188
Property tax — 2025 actual bill$297
HOA fee — from the listing$310
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,872Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,872
Interest rate6.00%
Loan term

Estimated payment

$3,457/mo

Principal & interest$2,501
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$297
HOA / condo fee$310
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Riviera Beach actives

$350 vs $295

Days on market

96 vs 65 typical

Where $350/sqft sits among the 182 Riviera Beach actives

114
38 · this home
13
4
3
10
$190–342$342–494$494–646$646–798$798–949$949+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Woodbine

Map of 2097 Bonisle Circle, Riviera Beach FL 33418 inside its neighborhood boundary

Get to know Riviera Beach. See the full Riviera Beach guide →

Woodbine — neighborhood snapshot

Population

2,876

Median age

41

Median income

$84,681

Median home value

$311,585

Avg household

3

Households w/ children

319

For the school run

Palm Beach County School District

ElementaryGrove Park Elementary School★★★★
MiddleJohn F. Kennedy Middle School★★★★
HighPalm Beach Gardens High School★★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riviera Beach market

Seller’s marketLeans buyer16.2 months of inventoryBuyer’s market

$635K$380K

Riviera Beach median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

10 of 182

Riviera Beach actives have cut their price

Median sold price, Riviera Beach, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $424,900 $33K
May 11, 2026Listed at $457,900 · 96 days on market since
1995Built · Bonisle at Woodbine,Woodbine

Reality check

What actually sold near 2097 Bonisle Circle

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4130 Napoli Lake Dr, Riviera Beach FL 33410Sold · Apr ’26

$260,000

4130 Napoli Lake Dr, Riviera Beach FL 33410

2 bd · 2.5 ba · 1,221 sqft · $213/sqft · 180 DOM

4356 S Mary Cir, Palm Beach Gardens FL 33410Sold · Oct ’25

$475,000

4356 S Mary Cir, Palm Beach Gardens FL 33410

3 bd · 2 ba · 1,188 sqft · $400/sqft · 92 DOM

8680 Crater Ter, West Palm Beach FL 33403Sold · Jul ’26

$327,000

8680 Crater Ter, West Palm Beach FL 33403

2 bd · 2 ba · 1,145 sqft · $286/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2097 Bonisle Circle — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2097 Bonisle Circle — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

2097 Bonisle Circle FAQs

What would the monthly payment be for 2097 Bonisle Circle, Riviera Beach FL 33418?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,457/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2097 Bonisle Circle, Riviera Beach FL 33418?+

The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2097 Bonisle Circle, Riviera Beach FL 33418?+

The most recent tax bill on record (2025) was $3,569. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2097 Bonisle Circle, Riviera Beach FL 33418?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riviera Beach?+

At $424,900, this home is listed about 1% above the Riviera Beach median of $422,450. The market section on this page shows how the area is trending.

Which schools are assigned to 2097 Bonisle Circle, Riviera Beach FL 33418?+

Grove Park Elementary School (elementary), John F. Kennedy Middle School (middle), Palm Beach Gardens High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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