David Ramirez
$554,9004 bd2.5 ba2,674 sqft$208 /sqft$5,175 /mo all-in ↓

12039 Oakvista Drive, Boynton Beach FL 33437, BOYNTON BEACH, FL, 33437

Active98 days on marketListed May 11, 2026MLS #B26027058

WaterfrontPrivate poolSingle Family ResidenceAVALON ESTATES,Avalon Estates

About this home

12039 Oakvista Drive, Boynton Beach FL 33437

VACANT Owner moved and motivated! Selling below assessed value! Four bedroom waterfront house in popular gated over 55 community of Avalon Estates. Just painted with neutral colors shows bright and warming with split floor plan with his and her closets. Granite countertops in open kitchen. Two AC systems. Large patio/porch great for entertaining. The active community offers resort-style living with lots of activities available Cable and high speed internet included in HOA plus fitness center, saunas, pickleball, tennis, billiard room, library, card room and much more!! new hot water heater 2026 A/C 2019 Roof 2004 washer/dryer 2021 ATTACHED: HOA Application, HOA rules & Regulations, HOA Bylaws

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,674

Sqft

0.18 ac

Lot size

2

Garage

2004

Year built

1

Levels

$208

Per sqft

Private poolWaterfrontCanal & Garden & Water & Canal View view55+ communityPets allowed

Inside

FlooringCeramic Floor · Tile · Wood
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorCooking Island · Entrance Foyer · Laundry Tub · Split Bedroom · Walk-In Closet(s) · Den/Library/Office · Family Room · Game Room · Recreation Room · Utility Room/Laundry
LaundryLaundry Tub · Laundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral

Outside & construction

RoofTile · Curved/S-Tile Roof · Tile Roof
ConstructionCBS Construction · Stucco
ViewCanal · Garden · Water · Canal View
FacesNorth
Parking2 Or More Spaces · Awning · Covered · Driveway · Parking Garage · Paver Block

Community & fees

HOA fee$702/mo
Taxes (2025)$9,607/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Exercise Room · Mandatory Hoa · Paved Road · Pool · Sauna · Underground Utilities

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Underground Utilities · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,175 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,267
FHA mortgage insurance (est.)$245
Property tax — 2025 actual bill$801
HOA fee — from the listing$702
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,422Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,422
Interest rate6.00%
Loan term

Estimated payment

$5,175/mo

Principal & interest$3,267
FHA mortgage insurance (est.)$245
Property taxes (actual bill)$801
HOA / condo fee$702
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $555K
$533KedgeAI estimate $883,407 · range $821K$923K$959K

vs edgeAI estimate

−37.2%

$/sqft vs Boynton Beach actives

$208 vs $235

Days on market

98 vs 64 typical

Where $208/sqft sits among the 399 Boynton Beach actives

106
111 · this home
88
45
16
33
$119–181$181–244$244–307$307–369$369–432$432+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Avalon Estates

Map of 12039 Oakvista Drive, Boynton Beach FL 33437 inside its neighborhood boundary

Get to know Boynton Beach. See the full Boynton Beach guide →

Avalon Estates — neighborhood snapshot

Population

692

Median age

45

Median income

$52,292

Median home value

$505,600

Avg household

2

Households w/ children

87%

For the school run

Palm Beach County School District

ElementaryHagen Road Elementary School★★★★★
MiddleCarver Middle School★★★★★
HighSpanish River Community High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boynton Beach market

Seller’s marketLeans buyer9.9 months of inventoryBuyer’s market

$555K$405K

Boynton Beach median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

42 of 399

Boynton Beach actives have cut their price

Median sold price, Boynton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 76% above the BOYNTON BEACH 33437 median. See the full Boynton Beach market guide →

Paper trail

This home's history

May 11, 2026Listed at $554,900 · 98 days on market since
2004Built · AVALON ESTATES,Avalon Estates

Reality check

What actually sold near 12039 Oakvista Drive

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12099 Blair Avenue, Boynton Beach FL 33437Sold · May ’26

$525,000

12099 Blair Avenue, Boynton Beach FL 33437 · same community

3 bd · 2.5 ba · 2,145 sqft · $245/sqft · 6 DOM

7816 New Holland Way, Boynton Beach FL 33437Sold · Oct ’25

$470,000

7816 New Holland Way, Boynton Beach FL 33437 · same community

3 bd · 2 ba · 1,923 sqft · $244/sqft · 5 DOM

9037 Golden Mountain Circle, Boynton Beach FL 33473Sold · Jun ’26

$1,100,000

9037 Golden Mountain Circle, Boynton Beach FL 33473

4 bd · 3.5 ba · 2,685 sqft · $410/sqft · 100 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12039 Oakvista Drive — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12039 Oakvista Drive — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

12039 Oakvista Drive FAQs

What would the monthly payment be for 12039 Oakvista Drive, Boynton Beach FL 33437?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $5,175/mo — principal and interest, the actual property-tax bill, the $702/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12039 Oakvista Drive, Boynton Beach FL 33437?+

The association fee works out to $702 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12039 Oakvista Drive, Boynton Beach FL 33437?+

The most recent tax bill on record (2025) was $9,607. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12039 Oakvista Drive, Boynton Beach FL 33437?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boynton Beach?+

At $554,900, this home is listed about 71% above the Boynton Beach median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12039 Oakvista Drive, Boynton Beach FL 33437?+

Hagen Road Elementary School (elementary), Carver Middle School (middle), Spanish River Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$554,900 runs 76% above the BOYNTON BEACH 33437 median — but at 2,674 sqft it's also nearly twice the size of the typical Boynton Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $702/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Hagen Road Elementary School, Carver Middle School, Spanish River Community High School, Glades Construction Academy At West Technical — Spanish River Community High School rates 4 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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