4138 Bluff Harbor Way, Wellington FL 33449, WELLINGTON, FL, 33449
Active97 days on marketListed May 8, 2026MLS #B26026783
About this home
4138 Bluff Harbor Way, Wellington FL 33449
The perfect place to spend your equestrian season in Wellington. Whether you are looking to relax or entertain by the pool, this is the perfect place to come home to after a busy day. Included for tenants at no extra cost, The Isles features magnificent amenities, including tennis, pickleball, a gym, and a basketball court, just to mention a few. This beautiful home is truly impeccable, thoughtfully designed down to the last detail. The perfect place in Wellington to spend your winter season.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,160
Sqft
0.23 ac
Lot size
2
Garage
2000
Year built
2
Levels
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$232 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$232/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Wellington actives
$5 vs $375
Days on market
97 vs 62 typical
Where $5/sqft sits among the 393 Wellington actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Isles At Wellington
Get to know Wellington. See the full Wellington guide →
The Isles At Wellington — neighborhood snapshot
Population
2,015
Median age
44
Median income
$164,962
Median home value
$689,560
Avg household
3
Households w/ children
295
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wellington market
$610K → $799K
Wellington median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
38 of 393
Wellington actives have cut their price
Median sold price, Wellington, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the WELLINGTON 33449 median. See the full Wellington market guide →
Paper trail
This home's history
Reality check
What actually sold near 4138 Bluff Harbor Way
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$585,000
4245 Bluff Harbor Way, Wellington FL 33449
4 bd · 2.5 ba · 2,152 sqft · $272/sqft · 144 DOM
Sold · Jun ’26$645,000
10699 Ivanhoe Lane, Wellington FL 33414
4 bd · 2 ba · 2,094 sqft · $308/sqft · 106 DOM
Sold · Jun ’26$485,000
10870 Royal Devon Way, Lake Worth FL 33449
2 bd · 2.5 ba · 2,249 sqft · $216/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4138 Bluff Harbor Way — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4138 Bluff Harbor Way — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4138 Bluff Harbor Way FAQs
What would the monthly payment be for 4138 Bluff Harbor Way, Wellington FL 33449?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $232/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4138 Bluff Harbor Way, Wellington FL 33449?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wellington?+
At $10,000, this home is listed about 99% below the Wellington median of $899,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4138 Bluff Harbor Way, Wellington FL 33449?+
Panther Run Elementary School (elementary), Polo Park Middle School (middle), Palm Beach Central High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the WELLINGTON 33449 market on paper
$10,000 is 98% below the WELLINGTON 33449 median of $559,000, and at $5/sqft it sits under the Wellington average of $635.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Panther Run Elementary School, Polo Park Middle School, Palm Beach Central High School, Glades Construction Academy At West Technical — Panther Run Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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