
1038 Cambridge, Deerfield Beach FL 33442, DEERFIELD BEACH, FL, 33442
Active90 days on marketListed May 10, 2026MLS #B26026641
About this home
1038 Cambridge, Deerfield Beach FL 33442
Only 1st Floor Renovated Unit In Century Village! Welcome to this beautifully updated residence located in the highly desirable Century Village community in Deerfield Beach. This meticulously renovated unit showcases quality upgrades, designer finishes, and thoughtful improvements throughout, offering true move-in-ready convenience and modern comfort. Step inside to discover a bright and inviting interior featuring new water-resistant vinyl flooring throughout, complemented by new baseboards, fresh designer paint on all walls and ceilings, updated lighting, and new fans in every room. The entire unit has been modernized with refinished ceilings throughout, creating a clean and contemporary feel. The beautifully redesigned kitchen is a standout feature, offering: Custom kitchen cabinetry with designer finishes Designer Cambria countertops Extended bar countertop for additional seating and entertaining Custom pantry with light switch New kitchen sink and faucet New garbage disposal New water filter New microwave New ceiling and lighting in kitchen New electrical cables run from the panel into the kitchen The spacious primary bathroom has been extensively renovated with: New vanity New sink and faucet New toilet Updated tile and fixtures Reversed bathroom door for improved functionality Tub designed with the ability to convert into a shower if desired The guest bathroom has also been tastefully updated with: New vanity New sink and faucet New toilet Additional major upgrades include: New electrical panel New electrical outlets throughout New water heater A/C handler replaced in 2021 New screen patio window Patio with A/C vent for added comfort New front window screens with freshly painted frames New patio lighting Mirrors removed from living and dining rooms for a cleaner, modern aesthetic This beautifully upgraded unit offers a perfect blend of style, comfort, and functionality within one of South Florida's most sought-after active adult communities. Only renovated first floor unit in all of Century Village. Conveniently located near shopping and CVS, dining, beaches, and major roadways, residents enjoy easy access to everything Deerfield Beach has to offer, along with Century Village's resort-style amenities and vibrant lifestyle. Community is walking distance to worship centers. Don't miss this rare opportunity to own a fully renovated, designer-inspired residence—schedule your private showing today!
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
700
Sqft
0 ac
Lot size
1978
Year built
4
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,850 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,850/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31.5%
$/sqft vs Deerfield Beach actives
$213 vs $229
Days on market
90 vs 76 typical
Where $213/sqft sits among the 400 Deerfield Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cambridge
Get to know Deerfield Beach. See the full Deerfield Beach guide →
Cambridge — neighborhood snapshot
Population
402
Median age
72
Median income
$26,203
Median home value
$86,100
Avg household
1
For the school run
Broward County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deerfield Beach market
$557K → $360K
Deerfield Beach median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
41 of 400
Deerfield Beach actives have cut their price
Median sold price, Deerfield Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the DEERFIELD BEACH 33442 median. See the full Deerfield Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1038 Cambridge
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$153,000
1028 Cambridge B, Deerfield Beach FL 33442 · same community
1 bd · 1.5 ba · 700 sqft · $219/sqft · 82 DOM
Sold · Sep ’25$100,000
1903 CANTERBURY LANE UNIT B24 · same community
1 bd · 1 ba · 864 sqft · $116/sqft · 51 DOM
Sold · Mar ’26$99,500
1903 CANTERBURY LANE UNIT B2 · same community
2 bd · 2 ba · 960 sqft · $104/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1038 Cambridge — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1038 Cambridge — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1038 Cambridge FAQs
What would the monthly payment be for 1038 Cambridge, Deerfield Beach FL 33442?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,850/mo — principal and interest, the actual property-tax bill, the $659/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1038 Cambridge, Deerfield Beach FL 33442?+
The association fee works out to $659 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1038 Cambridge, Deerfield Beach FL 33442?+
The most recent tax bill on record (2025) was $1,063. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1038 Cambridge, Deerfield Beach FL 33442?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deerfield Beach?+
At $148,900, this home is listed about 27% below the Deerfield Beach median of $205,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1038 Cambridge, Deerfield Beach FL 33442?+
Deerfield Beach High School (high), Quiet Waters Elementary School (elementary), Lyons Creek Middle School (middle) — Broward County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$148,900 runs 29% above the DEERFIELD BEACH 33442 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $659/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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