5318 Vernio Lane, Boynton Beach FL 33437, BOYNTON BEACH, FL, 33437
Active90 days on marketListed May 9, 2026MLS #B26026357
About this home
5318 Vernio Lane, Boynton Beach FL 33437
Beautifully Remodeled Home. The Kitchen Has Stainless Steel Appliances, Granite Countertops, 40" Cabinets and a Farm Sink. Terracotta Flooring Throughout. A Magnificent Wood Barn Door Separates The Guest Quarters. Plantation Shutters Throughout . A/C IS 2020 Brand New 40 Gallon Water Heater. Whole House Generator. Hurricane Impact Windows With Accordion Shutters On The 2 Block Windows. French Doors Lead Out To The Extended Tiled And Screened Patio With A Very Private Backyard. (Dining Room Light Fixture, Drapes, Curtain Rods, TVs , Sound Bar And Speakers Don't Convey) Although The Seller Is Leaving The TV And Sound Bar In The Patio For The New Buyers Enjoyment. This Is A Very Active Community, It's Like Being At An Adult Camp! Enjoy The Many Social Activities Like; Dinners, Dances, Shows, Art Classes, Exercise Classes And BBQ's. The Recreational Area Has 6 Har Tru Tennis Courts, 3 Pickleball Courts, Bocce and A Chipping And Putting Green. The Association Requires 6 Months Maintenance Paid At Closing For Capital Investment Plus A Credit Score Above 680
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,600
Sqft
0.13 ac
Lot size
2
Garage
2004
Year built
1
Levels
$337
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,710 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,710/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.8%
$/sqft vs Boynton Beach actives
$337 vs $236
Days on market
90 vs 64 typical
Where $337/sqft sits among the 399 Boynton Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Tuscany, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,800/mo median
Live Boynton Beach rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Tuscany Bay
Tuscany is a short-term-rental community. See the full guide →
Tuscany Bay — neighborhood snapshot
Population
524
Median age
74
Median income
$44,769
Median home value
$324,500
Avg household
2
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boynton Beach market
$555K → $405K
Boynton Beach median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
38 of 399
Boynton Beach actives have cut their price
Median sold price, Boynton Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the BOYNTON BEACH 33437 median. See the full Boynton Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5318 Vernio Lane
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$425,000
12136 La Vita Way, Boynton Beach FL 33437 · same community
3 bd · 2 ba · 1,548 sqft · $275/sqft · 12 DOM
Sold · Oct ’25$550,000
12175 Roma Road, Boynton Beach FL 33437 · same community
3 bd · 2 ba · 1,798 sqft · $306/sqft · 13 DOM
Sold · Feb ’26$321,800
5110 Toscana Trail, Boynton Beach FL 33437 · same community
2 bd · 2 ba · 1,396 sqft · $231/sqft · 108 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5318 Vernio Lane — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5318 Vernio Lane — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5318 Vernio Lane FAQs
What would the monthly payment be for 5318 Vernio Lane, Boynton Beach FL 33437?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,710/mo — principal and interest, the actual property-tax bill, the $603/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5318 Vernio Lane, Boynton Beach FL 33437?+
The association fee works out to $603 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5318 Vernio Lane, Boynton Beach FL 33437?+
The most recent tax bill on record (2025) was $6,353. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 5318 Vernio Lane, Boynton Beach FL 33437 be rented short-term?+
Yes — this home sits inside Tuscany, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 5318 Vernio Lane, Boynton Beach FL 33437?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boynton Beach?+
At $539,900, this home is listed about 66% above the Boynton Beach median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5318 Vernio Lane, Boynton Beach FL 33437?+
Carver Middle School (middle), Hagen Road Elementary School (elementary), Atlantic High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$539,900 runs 71% above the BOYNTON BEACH 33437 median.
02Zoned for nightly rentals
Tuscany is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Know the monthly fee
The association fee is $603/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
05The price has already moved
Listed at $569,900, now $539,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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