4334 Us-441, Okeechobee FL 34974, OKEECHOBEE, FL, 34974
Active76 days on marketListed May 8, 2026MLS #B26026124
About this home
4334 Us-441, Okeechobee FL 34974
Fall in love with this Key West style 1 bedroom + Den and 2 bath cottage featuring 1,090 sq. ft. of bright, open living with vaulted ceilings, a pantry kitchen, inside laundry, and a main-level primary suite. Relax outdoors on the wraparound porch, screened lanai, or deck, and take advantage of the navigable canal with direct Gulf access through a maintained lock, ensuring smooth boating, steady water levels, and open passage to Lake Okeechobee. Built in 2007 with durable fiber cement siding and a metal roof, this home is nestled in a well-kept community with included services and amenities, making it the perfect year round retreat or seasonal getaway
Facts & features
The home at a glance
1
Bedrooms
2
Bathrooms
1,464
Sqft
2007
Year built
1
Levels
$147
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,889 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,889/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Okeechobee actives
$147 vs $202
Days on market
76 vs 11 typical
Where $147/sqft sits among the 277 Okeechobee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34974 — neighborhood snapshot
Population
23,994
Median age
48.1
Median income
$50,671
Median home value
$162,900
Avg household
2.26
Households w/ children
2,418
The numbers that matter
The Okeechobee market
$225K → $338K
Okeechobee median sold, yr/yr
93.2%
Sale-to-list ratio (12 mo)
18 of 277
Okeechobee actives have cut their price
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 4334 Us-441
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$140,895
2361 SE 27th Street, Okeechobee FL 34974
2 bd · 2 ba · 1,512 sqft · $93/sqft · 151 DOM
Sold · May ’26$292,000
3102 SE 34TH AVENUE
2 bd · 2 ba · 1,368 sqft · $213/sqft · 71 DOM
Sold · Jun ’26$218,000
2828 SE 21st Court, Okeechobee FL 34974
2 bd · 2 ba · 1,352 sqft · $161/sqft · 42 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4334 Us-441 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4334 Us-441 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4334 Us-441 FAQs
What would the monthly payment be for 4334 Us-441, Okeechobee FL 34974?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,889/mo — principal and interest, the actual property-tax bill, the $145/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4334 Us-441, Okeechobee FL 34974?+
The association fee works out to $145 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4334 Us-441, Okeechobee FL 34974?+
The most recent tax bill on record (2025) was $2,684. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4334 Us-441, Okeechobee FL 34974?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Okeechobee?+
At $215,000, this home is listed about 23% below the Okeechobee median of $279,950. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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