David Ramirez
$284,000$290,0003 bd1.5 ba1,131 sqft$251 /sqft$2,195 /mo all-in ↓

44 SE Mead Place, Stuart FL 34997, STUART, FL, 34997

Active80 days on marketListed May 5, 2026MLS #B26024316

Priced 27% below the STUART 34997 medianReduced $6KSingle Family ResidenceFISHERMANS COVE,Fishermans Cove

About this home

44 SE Mead Place, Stuart FL 34997

Welcome to SW Mead Place, a charming half duplex in the heart of Stuart—known as the "Sailfish Capital of the World" and loved for its coastal lifestyle, waterways, and small-town charm. This 2-bedroom, 1.5-bath residence offers comfortable living with a functional layout and bright, open spaces. The home features tile flooring throughout for easy maintenance, an updated kitchen with granite countertops and white cabinetry, and a spacious living area perfect for relaxing or entertaining. Step outside to enjoy your large screened-in patio, ideal for morning coffee, outdoor dining, or unwinding in the Florida breeze. The property also includes a generous driveway with ample parking. NO HOA means added flexibility and freedom—no restrictions, no extra monthly fees and great potential for homeowners or investors alike. Conveniently located just minutes from downtown Stuart, shopping, dining, and recreation, with easy access to beaches, parks, and everything the Treasure Coast has to offer. Whether you're looking for a primary residence, seasonal getaway, or investment opportunity, this property offers excellent value in a desirable location.

Facts & features

The home at a glance

3

Bedrooms

1.5

Bathrooms

1,131

Sqft

0.11 ac

Lot size

1977

Year built

1

Levels

$251

Per sqft

Pets allowed

Inside

FlooringCeramic Floor
AppliancesElectric Water Heater · Microwave
InteriorBuilt-in Features · Stacked Bedroom · Great Room · Utility Room · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry · Washer Hookup
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

RoofComp Shingle Roof · Composition Roll · Shingle
ConstructionConcrete Block Construction
FacesNorth
Parking2 Or More Spaces

Community & fees

Taxes (2025)$2,855/yr
PetsYes
CommunityPaved Road

Utilities & systems

UtilitiesSewer Connected · Water Connected · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,195 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,672
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$238
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,940Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,940
Interest rate6.00%
Loan term

Estimated payment

$2,195/mo

Principal & interest$1,672
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$238
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $284K
$273KedgeAI estimate $399,283 · range $369K$419K$436K

vs edgeAI estimate

−28.9%

Days on market

80 vs 94 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Fishermans Cove

Map of 44 SE Mead Place, Stuart FL 34997 inside its neighborhood boundary

Get to know Stuart. See the full Stuart guide →

Fishermans Cove — neighborhood snapshot

Population

1,668

Median age

27

Median income

$57,045

Median home value

$272,100

Avg household

4

Households w/ children

212

For the school run

Martin County School District

ElementaryPinewood Elementary School★★★★
HighMartin County High School★★★★★
MiddleDr. David L. Anderson Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Stuart market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$220K$1.0M

Stuart median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% below the STUART 34997 median. See the full Stuart market guide →

Paper trail

This home's history

CurrentPrice reduced to $284,000 $6K
May 5, 2026Listed at $290,000 · 80 days on market since
1977Built · FISHERMANS COVE,Fishermans Cove

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 44 SE Mead Place — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 44 SE Mead Place — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

44 SE Mead Place FAQs

What would the monthly payment be for 44 SE Mead Place, Stuart FL 34997?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,195/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 44 SE Mead Place, Stuart FL 34997?+

The most recent tax bill on record (2025) was $2,855. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 44 SE Mead Place, Stuart FL 34997?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Stuart?+

At $284,000, this home is listed about 7% above the Stuart median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 44 SE Mead Place, Stuart FL 34997?+

Pinewood Elementary School (elementary), Martin County High School (high), Dr. David L. Anderson Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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44 SE Mead Place, Stuart FL 34997, STUART, FL — 3 Bed, 1.5 Bath — $284,000 | CENTURY 21 Edge