3425 San Bernadino Drive # b, Delray Beach FL 33445, DELRAY BEACH, FL, 33445
Active108 days on marketListed May 2, 2026MLS #B26023416
About this home
3425 San Bernadino Drive # b, Delray Beach FL 33445
Imagine living just minutes from Downtown Delray and the beach, while still enjoying the peace and privacy of your own secluded retreat. This is the home you've been waiting for! This corner townhome in the highly sought-after Spanish Wells community, located off the coveted Germantown Road, offers the perfect blend of convenience and seclusion. Featuring a beautifully updated open-concept kitchen with granite countertops, this home boasts 2 bedrooms, 2.5 bathrooms, and wood laminate flooring. The spacious bedrooms provide a serene retreat, complete with peaceful garden views from its private balcony. Step outside to your own private, fenced-in patio ideal for grilling, entertaining, or simply unwinding after a busy day. Spanish Wells is a pet-friendly community with a warm, welcoming atmosphere and fantastic amenities, all just minutes away from Delray's vibrant dining scene, shopping, and the beach. The property is governed as a condo, so the association covers exterior insurance, roof maintenance, and the water bill, adding even more convenience. Don't miss this rare opportunity. Call now to schedule a private showing. Homes like this don't last long!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,232
Sqft
1980
Year built
2
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,219 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,219/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
$/sqft vs Delray Beach actives
$272 vs $241
Days on market
108 vs 61 typical
Where $272/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spanish Wells
Get to know Delray Beach. See the full Delray Beach guide →
Spanish Wells — neighborhood snapshot
Population
824
Median age
34
Median income
$57,310
Median home value
$238,600
Avg household
2
Households w/ children
87%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
39 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the DELRAY BEACH 33445 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3425 San Bernadino Drive # b
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$300,000
3400 Spanish Wells # a, Delray Beach FL 33445 · same community
2 bd · 2.5 ba · 1,232 sqft · $244/sqft · 11 DOM
Sold · May ’26$300,000
3319 Spanish Wells Drive # c, Delray Beach FL 33445 · same community
2 bd · 2.5 ba · 1,232 sqft · $244/sqft · 94 DOM
Sold · Aug ’25$340,000
3311 Spanish Wells Drive # D, Delray Beach FL 33445 · same community
2 bd · 2.5 ba · 1,232 sqft · $276/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3425 San Bernadino Drive # b — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3425 San Bernadino Drive # b — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3425 San Bernadino Drive # b FAQs
What would the monthly payment be for 3425 San Bernadino Drive # b, Delray Beach FL 33445?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,219/mo — principal and interest, the actual property-tax bill, the $475/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3425 San Bernadino Drive # b, Delray Beach FL 33445?+
The association fee works out to $475 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3425 San Bernadino Drive # b, Delray Beach FL 33445?+
The most recent tax bill on record (2025) was $5,569. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3425 San Bernadino Drive # b, Delray Beach FL 33445?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $335,000, this home is listed about 24% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 3425 San Bernadino Drive # b, Delray Beach FL 33445?+
Orchard View Elementary School (elementary), Carver Middle School (middle), Atlantic High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$335,000 runs 68% above the DELRAY BEACH 33445 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $359,000, now $335,000 — a $24K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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