16266 Rosecroft Terrace, Delray Beach FL 33446, DELRAY BEACH, FL, 33446
Active99 days on marketListed May 1, 2026MLS #B26023058
About this home
16266 Rosecroft Terrace, Delray Beach FL 33446
Rare opportunity on an almost 1/2-acre lot with coveted southern exposure and long lake views. This spacious Delray Beach residence offers over 3,100 sq ft with 4 bedrooms and 4 baths, set on one of Casa Bella's most desirable oversized waterfront lots. Enjoy abundant natural light and expansive lake vistas from your private outdoor setting. Located in gated Casa Bella with resort-style clubhouse, pool, fitness center, tennis, pickleball, basketball, playground, and active social calendar. A rare blend of space, views, and lifestyle.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,189
Sqft
0.39 ac
Lot size
3
Garage
2006
Year built
1
Levels
$439
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,758 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,758/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.9%
$/sqft vs Delray Beach actives
$439 vs $250
Days on market
99 vs 61 typical
Where $439/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Casa Bella
Get to know Delray Beach. See the full Delray Beach guide →
Casa Bella — neighborhood snapshot
Population
520
Median age
55
Median income
$88,036
Median home value
$275,000
Avg household
3
Households w/ children
26%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 907% above the DELRAY BEACH 33446 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 16266 Rosecroft Terrace
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$619,000
120 MORNINGSIDE DRIVE · same community
4 bd · 3.5 ba · 3,044 sqft · $203/sqft · 5 DOM
Sold · Sep ’25$685,000
425 MORNINGSIDE DRIVE · same community
3 bd · 3.5 ba · 3,008 sqft · $228/sqft · 20 DOM
Sold · Jun ’26$640,000
414 EUNICE ROAD · same community
3 bd · 3 ba · 2,913 sqft · $220/sqft · 241 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16266 Rosecroft Terrace — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16266 Rosecroft Terrace — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16266 Rosecroft Terrace FAQs
What would the monthly payment be for 16266 Rosecroft Terrace, Delray Beach FL 33446?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,758/mo — principal and interest, the actual property-tax bill, the $568/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16266 Rosecroft Terrace, Delray Beach FL 33446?+
The association fee works out to $568 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16266 Rosecroft Terrace, Delray Beach FL 33446?+
The most recent tax bill on record (2025) was $11,412. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16266 Rosecroft Terrace, Delray Beach FL 33446?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $1,400,000, this home is listed about 419% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 16266 Rosecroft Terrace, Delray Beach FL 33446?+
Omni Middle School (middle), Spanish River Community High School (high), Calusa Elementary School (elementary), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,400,000 runs 907% above the DELRAY BEACH 33446 median — but at 3,189 sqft it's also nearly 3 times the size of the typical Delray Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $568/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Omni Middle School, Spanish River Community High School, Calusa Elementary School, Glades Construction Academy At West Technical — Omni Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,500,000, now $1,400,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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