David Ramirez
$369,000$375,0002 bd2.5 ba1,488 sqft$248 /sqft$3,448 /mo all-in ↓

527 5th Terrace, Palm Beach Gardens FL 33418, PALM BEACH GARDENS, FL, 33418

Active110 days on marketListed May 1, 2026MLS #B26022712

Priced 13% below the PALM BEACH GARDENS 33418 medianReduced $6KPrivate poolTownhouseGLENWOOD TWNHS,PGA National

About this home

527 5th Terrace, Palm Beach Gardens FL 33418

Fabulous features highlights this well priced 2 bedroom 2.5 bathroom, den/office townhouse. NEW Roof, NEW appliances, NEWER a/c, new vinyl plank flooring, partial hurricane impact sliders, as well as full accordion shutters for peace of mind. A large outdoor covered screened patio with additional open space is ideal for entertaining. Just steps away you will find the community's new pool, tennis & pickleball courts & kids playground. Enjoy the many lakes, walking trails & nature that this pet friendly neighbosrhood has to offer. All this located in desirable PGA National with no membership required. Gated Glenwood offers convenience & comfort rolled into one as it's ideally located close proximity to upscale shopping, dining, beaches & highways. You will love living here!

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,488

Sqft

0.03 ac

Lot size

1980

Year built

2

Levels

$248

Per sqft

Private poolGarden viewPets allowed

Inside

FlooringVinyl · Wood
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorCooking Island · Stacked Bedroom · Walk-In Closet(s) · Den/Library/Office · Family Room · Other · Storage · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric

Outside & construction

RoofOther Roof/Roof Structure · Concrete · Other
ConstructionCBS Construction
ViewGarden
FacesSouthwest
Parking2 Or More Spaces · Assigned · Guest · Limited # Of Vehicle
ExteriorCourtyard · Open Balcony

Community & fees

HOA fee$487/mo
Taxes (2025)$5,583/yr
PetsYes
CommunityTennis · Buyer Approval Required · Gated · Maintained Community · Mandatory Hoa · Pool · Security Patrol · Sidewalks · Street Lights · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,448 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,172
FHA mortgage insurance (est.)$163
Property tax — 2025 actual bill$465
HOA fee — from the listing$487
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,915Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,915
Interest rate6.00%
Loan term

Estimated payment

$3,448/mo

Principal & interest$2,172
FHA mortgage insurance (est.)$163
Property taxes (actual bill)$465
HOA / condo fee$487
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $369K
$354KedgeAI estimate $418,070 · range $386K$465K$484K

vs edgeAI estimate

−11.7%

$/sqft vs Palm Beach Gardens actives

$248 vs $397

Days on market

110 vs 62 typical

Where $248/sqft sits among the 400 Palm Beach Gardens actives

186 · this home
111
45
22
9
27
$214–384$384–554$554–725$725–895$895–1065$1065+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pga National

Map of 527 5th Terrace, Palm Beach Gardens FL 33418 inside its neighborhood boundary

Get to know Palm Beach Gardens. See the full Palm Beach Gardens guide →

Pga National — neighborhood snapshot

Population

7,297

Median age

66

Median income

$124,802

Median home value

$617,271

Avg household

2

Households w/ children

447

For the school run

Palm Beach County School District

ElementaryTimber Trace Elementary School★★★★★
MiddleWatson B. Duncan Middle School★★★★
HighPalm Beach Gardens High School★★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Beach Gardens market

Seller’s marketLeans buyer8.5 months of inventoryBuyer’s market

$415K$986K

Palm Beach Gardens median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

58 of 400

Palm Beach Gardens actives have cut their price

Median sold price, Palm Beach Gardens, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the PALM BEACH GARDENS 33418 median. See the full Palm Beach Gardens market guide →

Paper trail

This home's history

CurrentPrice reduced to $369,000 $6K
May 1, 2026Listed at $375,000 · 110 days on market since
1980Built · GLENWOOD TWNHS,PGA National

Reality check

What actually sold near 527 5th Terrace

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

406 4th Terrace, Palm Beach Gardens FL 33418Sold · Mar ’26

$360,750

406 4th Terrace, Palm Beach Gardens FL 33418 · same community

3 bd · 2.5 ba · 1,488 sqft · $242/sqft · 17 DOM

608 6th Terrace, Palm Beach Gardens FL 33418Sold · Jan ’26

$362,000

608 6th Terrace, Palm Beach Gardens FL 33418 · same community

2 bd · 2.5 ba · 1,488 sqft · $243/sqft · 39 DOM

1508 15th Terrace, Palm Beach Gardens FL 33418Sold · Dec ’25

$425,000

1508 15th Terrace, Palm Beach Gardens FL 33418 · same community

2 bd · 2.5 ba · 1,488 sqft · $286/sqft · 141 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 527 5th Terrace — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 527 5th Terrace — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

527 5th Terrace FAQs

What would the monthly payment be for 527 5th Terrace, Palm Beach Gardens FL 33418?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,448/mo — principal and interest, the actual property-tax bill, the $487/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 527 5th Terrace, Palm Beach Gardens FL 33418?+

The association fee works out to $487 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 527 5th Terrace, Palm Beach Gardens FL 33418?+

The most recent tax bill on record (2025) was $5,583. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 527 5th Terrace, Palm Beach Gardens FL 33418?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Beach Gardens?+

At $369,000, this home is listed about 58% below the Palm Beach Gardens median of $874,995. The market section on this page shows how the area is trending.

Which schools are assigned to 527 5th Terrace, Palm Beach Gardens FL 33418?+

Timber Trace Elementary School (elementary), Watson B. Duncan Middle School (middle), Palm Beach Gardens High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PALM BEACH GARDENS 33418 market on paper

$369,000 is 13% below the PALM BEACH GARDENS 33418 median of $425,950, and at $248/sqft it sits under the Palm Beach Gardens average of $528.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Timber Trace Elementary School, Watson B. Duncan Middle School, Palm Beach Gardens High School, Glades Construction Academy At West Technical — Timber Trace Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $375,000, now $369,000 — a $6K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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