479 SW Lost River Road, Stuart FL 34997, STUART, FL, 34997
Active84 days on marketListed May 1, 2026MLS #B26022583
About this home
479 SW Lost River Road, Stuart FL 34997
Welcome to this waterfront single-story residence in Lost River Manors, Stuart, offering 2,568 square feet of finished living space designed for comfortable everyday living. This 4 bedroom, 3 bath home provides ample accommodation with a 3-car garage for convenient parking & storage. Positioned on a waterfront lot, the property captures the appeal of water access while maintaining the practicality of a single-level floor plan that eliminates stairs and maximizes accessibility throughout the home. The thoughtful layout of four bedrooms and three full baths ensures flexibility for various living arrangements and guest accommodations. Whole house central vacuum system. BRAND NEW A/C INSTALLED ON JUNE 3, 2026 Community is getting ready for gated entrance!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,568
Sqft
0.27 ac
Lot size
3
Garage
2007
Year built
1
Levels
$446
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,846 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,846/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.1%
$/sqft vs Stuart actives
$446 vs $265
Days on market
84 vs 94 typical
Where $446/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lost River Plantation
Get to know Stuart. See the full Stuart guide →
Lost River Plantation — neighborhood snapshot
Population
584
Median age
50
Median income
$110,913
Median home value
$551,800
Avg household
3
Households w/ children
28%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
41 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 194% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 479 SW Lost River Road
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,175,000
563 SW Lost River Road, Stuart FL 34997 · same community
4 bd · 3 ba · 2,568 sqft · $458/sqft · 87 DOM
Sold · Jun ’26$1,225,000
660 SW Yacht Basin Way, Stuart FL 34997
5 bd · 3 ba · 2,818 sqft · $435/sqft · 67 DOM
Sold · Jul ’26$690,000
121 SE Rocky Terrace, Stuart FL 34997
3 bd · 2.5 ba · 2,295 sqft · $301/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 479 SW Lost River Road — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 479 SW Lost River Road — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
479 SW Lost River Road FAQs
What would the monthly payment be for 479 SW Lost River Road, Stuart FL 34997?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,846/mo — principal and interest, the actual property-tax bill, the $263/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 479 SW Lost River Road, Stuart FL 34997?+
The association fee works out to $263 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 479 SW Lost River Road, Stuart FL 34997?+
The most recent tax bill on record (2025) was $9,783. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 479 SW Lost River Road, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $1,145,000, this home is listed about 332% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 479 SW Lost River Road, Stuart FL 34997?+
Dr. David L. Anderson Middle School (middle), Crystal Lake Elementary School (elementary), Martin County High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,145,000 runs 194% above the STUART 34997 median — but at 2,568 sqft it's also nearly 3 times the size of the typical Stuart listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Dr. David L. Anderson Middle School, Crystal Lake Elementary School, Martin County High School — Crystal Lake Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,275,000, now $1,145,000 — a $130K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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