440 Harbour Road, North Palm Beach FL 33408, NORTH PALM BEACH, FL, 33408
Active109 days on marketListed Apr 30, 2026MLS #B26022370
About this home
440 Harbour Road, North Palm Beach FL 33408
Do not miss this opportunity to put your personal touches or help design on this amazing new home with NO HOA in the heart of North Palm Beach. This 5 bedrooms, 4 full bathroom, split floor plan home has both an upstairs and downstairs living area, 10-foot ceilings, coffee/wine bar and a pool allowance. It will have all impact windows and doors, steel reinforced CMU on the first level and 2026 Metal standing steam roof. North Palm Beach Country Club is just a golf cart ride away and offers a new clubhouse, restaurant, pool, tennis club and renovated Jack Nicklaus signature golf course. You are also just 2 blocks from Anchorage Park where you have access to the dry storage for a boat and a private residents-only boat ramp. The park also has a playground, tennis courts, volleyball courts, dog park and tot-lot! The area is also zoned for the A rated Conservatory Elementary School.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,767
Sqft
0.19 ac
Lot size
3
Garage
1957
Year built
2
Levels
$664
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$15,563 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,563/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs North Palm Beach actives
$664 vs $369
Days on market
109 vs 89 typical
Where $664/sqft sits among the 204 North Palm Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Palm Beach Village
Get to know North Palm Beach. See the full North Palm Beach guide →
North Palm Beach Village — neighborhood snapshot
Population
4,847
Median age
50
Median income
$89,965
Median home value
$449,575
Avg household
2
Households w/ children
421
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Palm Beach market
$415K → $730K
North Palm Beach median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
12 of 204
North Palm Beach actives have cut their price
Median sold price, North Palm Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 762% above the NORTH PALM BEACH 33408 median. See the full North Palm Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 440 Harbour Road
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,400,000
439 Lighthouse Drive, North Palm Beach FL 33408 · same community
4 bd · 3 ba · 2,121 sqft · $660/sqft · 39 DOM
Sold · Feb ’26$600,000
603 Laurel Road, North Palm Beach FL 33408 · same community
4 bd · 3 ba · 1,858 sqft · $323/sqft · 3 DOM
Sold · May ’26$2,825,000
2560 Estates Drive, North Palm Beach FL 33410
5 bd · 5.5 ba · 3,846 sqft · $735/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 440 Harbour Road — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 440 Harbour Road — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
440 Harbour Road FAQs
What would the monthly payment be for 440 Harbour Road, North Palm Beach FL 33408?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,563/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 440 Harbour Road, North Palm Beach FL 33408?+
The most recent tax bill on record (2025) was $11,709. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 440 Harbour Road, North Palm Beach FL 33408?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Palm Beach?+
At $2,500,000, this home is listed about 402% above the North Palm Beach median of $498,500. The market section on this page shows how the area is trending.
Which schools are assigned to 440 Harbour Road, North Palm Beach FL 33408?+
Howell L. Watkins Middle School (middle), Allamanda Elementary School (elementary), Palm Beach Gardens High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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