18574 NW 284th Street, Okeechobee FL 34972, OKEECHOBEE, FL, 34972
Active102 days on marketListed Apr 27, 2026MLS #B26022258
About this home
18574 NW 284th Street, Okeechobee FL 34972
MANY UPGRADES!! 4 Bed / 2 Bath Home on 1.25 Acres in the Viking/Prairie Community! The lot is fully fenced with an abundant of mature oak trees that can be viewed from the front porch or the oversized 14' x 28' rear deck. Upgraded Wind Zone 3 Construction with Wind Bracing Skirting for storms! Brand New 4-Ton Rheem A/C and Concrete Septic Tank. Features a Full Water Softener Filtration System. Inside you will find many upgrades such as Built-In Closest in the Master Suite with a Stand Alone Soaking Tub. The kitchen features ample counter space, S/S appliances, upgraded Black Fixtures and a beverage bar. The split floor plan provides privacy while still allowing for great entertaining space. Move-in ready and located close to the main paved road for easy accessibility. MUST SEE!!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,707
Sqft
1.25 ac
Lot size
2026
Year built
1
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,159 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,159/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Okeechobee actives
$181 vs $202
Days on market
102 vs 61 typical
Where $181/sqft sits among the 280 Okeechobee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Okeechobee
Get to know Okeechobee. See the full Okeechobee guide →
OKEECHOBEE 34972 — neighborhood snapshot
Population
19,185
Median age
38.7
Median income
$53,902
Median home value
$193,300
Avg household
2.76
Households w/ children
2,367
The numbers that matter
The Okeechobee market
$225K → $244K
Okeechobee median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
20 of 280
Okeechobee actives have cut their price
Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 472% above the OKEECHOBEE 34972 median. See the full Okeechobee market guide →
Paper trail
This home's history
Reality check
What actually sold near 18574 NW 284th Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$239,000
17484 NW 290 Street, Okeechobee FL 34972 · same community
3 bd · 2 ba · 1,600 sqft · $149/sqft · 97 DOM
Sold · Sep ’25$460,000
20730 NW 270th Street, Okeechobee FL 34972 · same community
3 bd · 2 ba · 1,400 sqft · $329/sqft · 260 DOM
Sold · Dec ’25$102,000
15750 NW 294 Street, Okeechobee FL 34972 · same community
3 bd · 2 ba · 1,296 sqft · $79/sqft · 211 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18574 NW 284th Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18574 NW 284th Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18574 NW 284th Street FAQs
What would the monthly payment be for 18574 NW 284th Street, Okeechobee FL 34972?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,159/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18574 NW 284th Street, Okeechobee FL 34972?+
The most recent tax bill on record (2025) was $517. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18574 NW 284th Street, Okeechobee FL 34972?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Okeechobee?+
At $309,000, this home is listed about 12% above the Okeechobee median of $274,950. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$309,000 runs 472% above the OKEECHOBEE 34972 median — but at 1,707 sqft it's also 22% larger than the typical Okeechobee listing.
02Pond View & Pond views
The pond view and pond view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $319,000, now $309,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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