
32 Plantation Drive # 103, Vero Beach FL 32966, VERO BEACH, FL, 32966
Active112 days on marketListed Apr 29, 2026MLS #B26021858
About this home
32 Plantation Drive # 103, Vero Beach FL 32966
Enjoy stunning sunsets, golf and water views from this fully furnished ground floor condo in the sought-after community of Vista Plantation. Active 55+ community with a plethora of amenities for your enjoyment. Centrally located and close to shopping, dining, and more! 2 bedrooms, 2 bathrooms, in-unit washer & dryer, and located just across from the community pool. Call and secure this lovely unit today! Rent includes water, trash, sewer, and cable.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,188
Sqft
0 ac
Lot size
1987
Year built
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Vero Beach actives
$1 vs $254
Days on market
112 vs 58 typical
Where $1/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Vista Plantation
Get to know Vero Beach. See the full Vero Beach guide →
Vista Plantation — neighborhood snapshot
Population
490
Median age
69
Median income
$54,000
Median home value
$252,600
Avg household
2
Households w/ children
12%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $370K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
44 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the VERO BEACH 32966 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 32 Plantation Drive # 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$145,000
11 Plantation Drive # 201, Vero Beach FL 32966 · same community
2 bd · 2 ba · 1,188 sqft · $122/sqft · 33 DOM
Sold · Nov ’25$210,000
9 Plantation Drive # 104, Vero Beach FL 32966 · same community
2 bd · 2 ba · 1,188 sqft · $177/sqft · 193 DOM
Sold · Mar ’26$185,000
Nearby listing · same community
2 bd · 2 ba · 1,188 sqft · $156/sqft · 136 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 32 Plantation Drive # 103 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 32 Plantation Drive # 103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
32 Plantation Drive # 103 FAQs
What would the monthly payment be for 32 Plantation Drive # 103, Vero Beach FL 32966?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 32 Plantation Drive # 103, Vero Beach FL 32966?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $1,725, this home is listed about 100% below the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 32 Plantation Drive # 103, Vero Beach FL 32966?+
Dodgertown Elementary School (elementary), Storm Grove Middle School (middle), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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