David Ramirez
$4,249,9006 bd4.5 ba3,786 sqft$1,123 /sqft$28,499 /mo all-in ↓

228 9th Street, West Palm Beach FL 33401, WEST PALM BEACH, FL, 33401

Active111 days on marketListed Apr 28, 2026MLS #B26021096

Private poolSingle Family ResidenceGRUBER CARLBERG

About this home

228 9th Street, West Palm Beach FL 33401

Just one property off Flagler Drive and three blocks from the vibrant NORA District, this exceptional property places you moments from CityPlace, downtown West Palm Beach, and Palm Beach Island. Tucked within the coveted Providencia Park neighborhood, this hidden gem sits just off the Intracoastal Waterway, offering both privacy and prestige. Spanning an expansive 13,939± square-foot street-to-street lot, this rare, potentially subdividable property is framed by lush tropical landscaping and brimming with future potential. Surrounded by significant new development—including luxury condominiums and the rapidly emerging NORA district—this prime location, paired with flexible zoning, presents a compelling opportunity to build, invest, or create a custom waterfront-adjacent estate. The beautifully restored 1930s Mediterranean Revival residence and guest house encompass approximately 4,712± total square feet, seamlessly blending timeless architectural charm with modern updates. A welcoming courtyard entry leads into the four-bedroom, two-and-a-half-bath main home, thoughtfully designed for both entertaining and everyday living. The light-filled living room, anchored by a cozy fireplace, offers an inviting gathering space, while French doors in the dining room open to the pool patio for effortless indoor-outdoor flow. A sun-drenched sunroom overlooks the manicured front gardens and charming fountain, adding to the home's character. The island kitchen and primary suite both open to the poolside loggia, with the first-floor primary serving as a peaceful retreat occupying its own private wing. Upstairs, guest bedrooms enjoy tranquil water views. Enhancing the property's versatility, the two-unit guest house—each with its own ensuite bedroom and kitchen—is ideal for hosting, rental income, or use as a poolside cabana. A detached two-car garage with a rooftop deck provides the perfect vantage point for catching Intracoastal breezes. With multiple living spaces, a flexible layout, dual laundry rooms, and exceptional indoor-outdoor living, this unique estate offers both an elevated lifestyle and a rare investment opportunity in one of West Palm Beach's most desirable locations. DISCLAIMER: Information published or otherwise provided by the listing company and its representatives including but not limited to prices, measurements, square footages, lot sizes, calculations, statistics, and videos are deemed reliable but are not guaranteed and are subject to errors, omissions or changes without notice. All such information should be independently verified by any prospective purchaser or seller. Parties should perform their own due diligence to verify such information prior to a sale or listing. Listing company expressly disclaims any warranty or representation regarding such information. Prices published are either list price, sold price, and/or last asking price. The listing company participates in the Multiple Listing Service and IDX. The properties published as listed and sold are not necessarily exclusive to listing company and may be listed or have sold with other members of the Multiple Listing Service. Transactions where listing company represented both buyers and sellers are calculated as two sales. "No payments made until title passes" Some affiliations may not be applicable to certain geographic areas. If your property is currently listed with another broker, please disregard any solicitation for services. Information published or otherwise provided by seller, listing company or its representatives is deemed reliable but are not guaranteed and subject to errors, omissions, or changes without notice. Copyright 2026 by the listing company. All Rights Reserved.

Facts & features

The home at a glance

6

Bedrooms

4.5

Bathrooms

3,786

Sqft

0.32 ac

Lot size

2

Garage

1930

Year built

2

Levels

$1,123

Per sqft

Private poolGarden & Intracoastal View & Pool viewPets allowed

Inside

FlooringWood
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Microwave · Gas Range · Refrigerator · Washer
InteriorCooking Island · French Doors · Roman Tub · Walk-In Closet(s) · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBarrel · Barrel Roof
ConstructionFrame · Frame With Stucco
ViewGarden · Intracoastal View · Pool
FacesNorth
Parking2 Or More Spaces · Circular Driveway · Detached · Driveway · Parking Garage

Community & fees

Taxes (2025)$45,753/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Natural Gas Connected · Sewer Connected · Water Connected · Cable Available · Natural Gas Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$28,499 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$22,932
PMI (est., until 20% equity)$1,594
Property tax — 2025 actual bill$3,813
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $424,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $424,990
Interest rate6.00%
Loan term

Estimated payment

$28,499/mo

Principal & interest$22,932
PMI (est., until 20% equity)$1,594
Property taxes (actual bill)$3,813
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs West Palm Beach actives

$1,123 vs $253

Days on market

111 vs 62 typical

Where $1,123/sqft sits among the 399 West Palm Beach actives

296
42
14
14 · this home
8
25
$126–406$406–686$686–966$966–1246$1246–1526$1526+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Providencia Park

Map of 228 9th Street, West Palm Beach FL 33401 inside its neighborhood boundary

Get to know West Palm Beach. See the full West Palm Beach guide →

Providencia Park — neighborhood snapshot

Population

445

Median age

47

Median income

$100,720

Avg household

2

Households w/ children

5%

For the school run

Palm Beach County School District

ElementaryU. B. Kinsey/Palmview Elementary★★★★★
MiddleConniston Middle School★★★★
HighPalm Beach Lakes High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The West Palm Beach market

Seller’s marketLeans buyer13.1 months of inventoryBuyer’s market

$397K$410K

West Palm Beach median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

43 of 399

West Palm Beach actives have cut their price

Median sold price, West Palm Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2743% above the WEST PALM BEACH 33401 median. See the full West Palm Beach market guide →

Paper trail

This home's history

Apr 28, 2026Listed at $4,249,900 · 111 days on market since
1930Built · GRUBER CARLBERG

Reality check

What actually sold near 228 9th Street

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

315 11th Street, West Palm Beach FL 33401Sold · May ’26

$1,445,000

315 11th Street, West Palm Beach FL 33401 · same community

4 bd · 2.5 ba · 2,335 sqft · $619/sqft · 48 DOM

1017 N Flagler Drive, West Palm Beach FL 33401Sold · Jan ’26

$5,950,000

1017 N Flagler Drive, West Palm Beach FL 33401 · same community

6 bd · 6.5 ba · 6,556 sqft · $908/sqft · 80 DOM

232 Seabreeze Avenue, Palm Beach FL 33480Sold · Jun ’26

$23,932,000

232 Seabreeze Avenue, Palm Beach FL 33480

5 bd · 6.5 ba · 5,032 sqft · $4,756/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 228 9th Street — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 228 9th Street — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

228 9th Street FAQs

What would the monthly payment be for 228 9th Street, West Palm Beach FL 33401?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $28,499/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 228 9th Street, West Palm Beach FL 33401?+

The most recent tax bill on record (2025) was $45,753. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 228 9th Street, West Palm Beach FL 33401?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in West Palm Beach?+

At $4,249,900, this home is listed about 1249% above the West Palm Beach median of $315,000. The market section on this page shows how the area is trending.

Which schools are assigned to 228 9th Street, West Palm Beach FL 33401?+

U. B. Kinsey/Palmview Elementary (elementary), Conniston Middle School (middle), Palm Beach Lakes High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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