
1180 S Ocean Boulevard # 3f, Boca Raton FL 33432, BOCA RATON, FL, 33432
Active104 days on marketListed Apr 27, 2026MLS #B26020791
About this home
1180 S Ocean Boulevard # 3f, Boca Raton FL 33432
Best Value on the Beach! Rarely does a true beachfront residence in Boca Raton combine luxury, location, and value so compellingly. This spacious 3BR/2.5BA corner residence offers 1,916 SF of bright living space and is priced below appraised value. Enjoy $90,000 in new impact windows and doors, plus the seller will pay the $175,000 building assessment at closing. A rare 3rd-floor end unit with expansive balconies showcasing ocean, inlet, and nature views from every room. Located in the boutique Cloister Del Mar, residents enjoy direct beach access, heated pool, fitness center, sauna, 24/7 security, and on-site management. As the building undergoes a comprehensive transformation, this is a unique opportunity to secure one of Boca Raton's best beachfront values before completion. Wake up to the sights and sounds of the Atlantic Ocean and enjoy the perfect blend of luxury, privacy, and natural beauty from this exceptional beachfront residence at Cloister Del Mar. This spacious 3-bedroom, 2.5-bath corner unit offers 1,916 square feet of light-filled living space with desirable north, south, and west exposures, creating an airy atmosphere throughout the home. The open-concept living and dining areas feature brand-new floor-to-ceiling impact windows and doors, allowing seamless indoor-outdoor living while maximizing ocean breezes and spectacular views. Step onto the expansive 50-foot balcony and enjoy sweeping ocean and nature vistas from virtually every room. A second private balcony overlooks South Inlet Park, creating a unique backyard setting with coastal greenery, boating activity, and vibrant inlet views. The updated kitchen combines style and functionality with stainless steel appliances, granite countertops, and ample workspace. Additional conveniences include an in-unit washer and dryer and generous living areas designed for both everyday comfort and entertaining. Residents of Cloister Del Mar enjoy resort-style amenities including direct beach access, a heated oceanfront pool, fitness center, sauna, library, social room with kitchen, outdoor BBQ area, covered picnic space, 24/7 security, on-site management, and ground-floor parking. Ideally located just minutes from downtown Boca Raton, Mizner Park, Royal Palm Plaza, Town Center at Boca Raton, Red Reef Park, and Gumbo Limbo Nature Center, this residence offers easy access to premier shopping, dining, entertainment, and outdoor recreation, including nature trails, a butterfly garden, and sea turtle sanctuary. Significant value-added improvements have already been completed, including approximately $90,000 in new impact windows and doors. In addition, the seller will pay the current $175,000 special assessment at closing, providing exceptional value and peace of mind for the next owner. Both the Structural Integrity Reserve Study (SIRS) and Milestone Inspections have been completed. The building is currently undergoing a comprehensive renovation and modernization program expected to be completed by next summer. Improvements include concrete restoration, new roof, new fire pump, electrical repairs and upgrades, exterior painting, and other substantial capital improvements, creating a like-new living experience for residents.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,916
Sqft
0 ac
Lot size
1
Garage
1969
Year built
1
Levels
$444
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$9,256 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,256/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−46%
$/sqft vs Boca Raton actives
$444 vs $323
Days on market
104 vs 56 typical
Where $444/sqft sits among the 400 Boca Raton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cloister Del Mar
Get to know Boca Raton. See the full Boca Raton guide →
Cloister Del Mar — neighborhood snapshot
Population
362
Median age
78
Median income
$196,250
Median home value
$1,096,600
Avg household
2
Households w/ children
4%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Raton market
$3.6M → $710K
Boca Raton median sold, yr/yr
93.4%
Sale-to-list ratio (12 mo)
51 of 400
Boca Raton actives have cut their price
Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the BOCA RATON 33432 median. See the full Boca Raton market guide →
Paper trail
This home's history
Reality check
What actually sold near 1180 S Ocean Boulevard # 3f
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$2,194,000
1107 Little Harbor Drive, Deerfield Beach FL 33441
3 bd · 2 ba · 1,918 sqft · $1,144/sqft · 0 DOM
Sold · Jun ’26$1,025,000
1200 S Ocean Blvd # 8A, Boca Raton FL 33432
3 bd · 2.5 ba · 2,006 sqft · $511/sqft · 21 DOM
Sold · Jun ’26$2,475,000
2000 S Ocean Boulevard # k, Boca Raton FL 33432
3 bd · 2.5 ba · 2,086 sqft · $1,186/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1180 S Ocean Boulevard # 3f — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1180 S Ocean Boulevard # 3f — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1180 S Ocean Boulevard # 3f FAQs
What would the monthly payment be for 1180 S Ocean Boulevard # 3f, Boca Raton FL 33432?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,256/mo — principal and interest, the actual property-tax bill, the $3,254/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1180 S Ocean Boulevard # 3f, Boca Raton FL 33432?+
The association fee works out to $3,254 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1180 S Ocean Boulevard # 3f, Boca Raton FL 33432?+
The most recent tax bill on record (2025) was $11,235. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1180 S Ocean Boulevard # 3f, Boca Raton FL 33432?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boca Raton?+
At $850,000, this home is listed about 55% above the Boca Raton median of $549,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1180 S Ocean Boulevard # 3f, Boca Raton FL 33432?+
Boca Raton Elementary School (elementary), Boca Raton Community Middle School (middle), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$850,000 runs 113% above the BOCA RATON 33432 median — but at 1,916 sqft it's also 24% larger than the typical Boca Raton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $3,254/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Boca Raton Elementary School, Boca Raton Community Middle School, Boca Raton Community High School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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