David Ramirez
$175,000≈$1,474 /mo all-in ↓

13364 SW 144th Parkway, Okeechobee FL 34974, OKEECHOBEE, FL, 34974

Active105 days on marketListed Apr 25, 2026MLS #B26020435

✦ Priced 17% below the OKEECHOBEE 34974 medianWaterfrontAgricultureRIVER OAK ACRES

About this home

13364 SW 144th Parkway, Okeechobee FL 34974

BEAUTIFUL .67 ACRE WATERFRONT LOT IN RIVER OAK ACRES! CLEARED AND READY TO BUILD WITH BEAUTIFUL WATER VIEWS AND NAVIGABLE ACCESS TO LAKE OKEECHOBEE AND BOTH THE EAST & WEST COAST WATERWAYS-A BOATERS DREAM, PERFECT FOR FISHING AND EXPLORING! ENJOY PEACEFUL COUNTRY LIVING WITH WIDE OPEN SPACE AND WATERFRONT SCENERY!! COME BUILD YOUR DREAM HOME ON THE WATER!

Facts & features

The home at a glance

0.67 ac

Lot size

WaterfrontRiver & River View view

Inside

Outside & construction

ViewRiver · River View

Community & fees

HOA fee$7/mo
Taxes (2025)$2,391/yr
CommunityMandatory Hoa · None · Paved Road

Utilities & systems

UtilitiesElectricity Connected · Electricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,474 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property tax — 2025 actual bill$199
HOA fee — from the listing$7
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $6,125
Interest rate6.00%
Loan term

Estimated payment

$1,474/mo

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property taxes (actual bill)$199
HOA / condo fee$7
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Okeechobee

Map of 13364 SW 144th Parkway, Okeechobee FL 34974

Get to know Okeechobee. See the full Okeechobee guide →

OKEECHOBEE 34974 — neighborhood snapshot

Population

23,994

Median age

48.1

Median income

$50,671

Median home value

$162,900

Avg household

2.26

Households w/ children

2,418

The numbers that matter

The Okeechobee market

Seller’s marketLeans buyer — 11.2 months of inventoryBuyer’s market

$225K → $244K

Okeechobee median sold, yr/yr

93.7%

Sale-to-list ratio (12 mo)

Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the OKEECHOBEE 34974 median. See the full Okeechobee market guide →

Paper trail

This home's history

Apr 25, 2026Listed at $175,000 · 105 days on market since

Reality check

What actually sold near 13364 SW 144th Parkway

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14266 SW 144th Parkway, Okeechobee FL 34974Sold · Feb ’26

$532,000

14266 SW 144th Parkway, Okeechobee FL 34974 · same community

3 bd · 2 ba · 1,242 sqft · $428/sqft · 81 DOM

13378 SW 144th Parkway, Okeechobee FL 34974Sold · Jun ’26

$289,000

13378 SW 144th Parkway, Okeechobee FL 34974 · same community

3 bd · 2.5 ba · 1,800 sqft · $161/sqft · 14 DOM

13842 SW 16th Drive, Okeechobee FL 34974Sold · Oct ’25

$800,000

13842 SW 16th Drive, Okeechobee FL 34974 · same community

2 bd · 2 ba · 5,350 sqft · $150/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13364 SW 144th Parkway — start here.

CallText
david.ramirez@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13364 SW 144th Parkway — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

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Straight answers

13364 SW 144th Parkway FAQs

What would the monthly payment be for 13364 SW 144th Parkway, Okeechobee FL 34974?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,474/mo — principal and interest, the actual property-tax bill, the $7/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13364 SW 144th Parkway, Okeechobee FL 34974?+

The association fee works out to $7 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13364 SW 144th Parkway, Okeechobee FL 34974?+

The most recent tax bill on record (2025) was $2,391. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Okeechobee?+

At $175,000, this home is listed about 36% below the Okeechobee median of $274,950. The market section on this page shows how the area is trending.

Keep looking

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