34 7th Street, FL 33051, FL, 33051
Active106 days on marketListed Apr 22, 2026MLS #B26020292
About this home
34 7th Street, FL 33051
Welcome to your Waterfront Paradise! This beautifully remodeled 2/2 is situated on a deep-water canal, 200' wide, with direct ocean access and no fixed bridges. Step outside to your private dock, complete with a 20,000 lbs. boat lift, making it effortless to get out on the water anytime you please. Inside, the home has been fully updated with modern finishes, and a stylishly renovated interior that's move-in ready. Major upgrades, including new A/C units (2025)and 2019 roof, ensuring comfort and long-term value. Relax under the 2023-built tiki hut, perfect for entertaining or unwinding. Even better, there are no rental restrictions, making this property an excellent opportunity for investors, seasonal rentals, or full-time living. This waterfront gem checks every box!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
868
Sqft
0.05 ac
Lot size
1959
Year built
1
Levels
$977
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,561 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,561/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 34 7th Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 34 7th Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
34 7th Street FAQs
What would the monthly payment be for 34 7th Street, FL 33051?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,561/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 34 7th Street, FL 33051?+
The most recent tax bill on record (2025) was $6,090. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 34 7th Street, FL 33051?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.