4554 Franwood Drive, Delray Beach FL 33445, DELRAY BEACH, FL, 33445
Active118 days on marketListed Apr 22, 2026MLS #B26018935
About this home
4554 Franwood Drive, Delray Beach FL 33445
Come discover this beautiful 3 bedroom, 2 bathroom CBS single family home on nearly a 1/4 acre lot. This home is nestled within a county pocket in a non-HOA community featuring a 2nd driveway for easy stowage of all your toys, RVs, and boats. Freshly painted throughout and equipped with a large updated kitchen, stainless steel appliances, and wine cooler. The primary bedroom is designed with ample storage, providing both a walk in closet and large free standing closet. Simply walk out through the double French doors onto the freshly poured concrete patio for your entertaining enjoyment; perfect for grilling, outdoor gatherings, and relaxation. The backyard is a gardener's paradise complete with raised garden beds, lawn irrigation, shed and fruit trees. Close to the beach and Atlantic Ave.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,456
Sqft
0.25 ac
Lot size
2
Garage
1972
Year built
1
Levels
$443
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,233 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,233/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.8%
$/sqft vs Delray Beach actives
$443 vs $241
Days on market
118 vs 61 typical
Where $443/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Franwood Pines
Get to know Delray Beach. See the full Delray Beach guide →
Franwood Pines — neighborhood snapshot
Population
154
Median age
65
Median income
$73,750
Median home value
$189,300
Avg household
2
Households w/ children
5%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 222% above the DELRAY BEACH 33445 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4554 Franwood Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$665,000
4640 Ellwood Drive, Delray Beach FL 33445 · same community
3 bd · 2 ba · 1,498 sqft · $444/sqft · 4 DOM
Sold · Nov ’25$598,000
4712 Ellwood Drive, Delray Beach FL 33445 · same community
3 bd · 2 ba · 1,498 sqft · $399/sqft · 6 DOM
Sold · Jun ’26$470,000
5648 American Circle, Delray Beach FL 33484
3 bd · 2 ba · 1,454 sqft · $323/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4554 Franwood Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4554 Franwood Drive — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4554 Franwood Drive FAQs
What would the monthly payment be for 4554 Franwood Drive, Delray Beach FL 33445?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,233/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4554 Franwood Drive, Delray Beach FL 33445?+
The most recent tax bill on record (2025) was $4,211. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4554 Franwood Drive, Delray Beach FL 33445?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $644,900, this home is listed about 139% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 4554 Franwood Drive, Delray Beach FL 33445?+
Carver Middle School (middle), Atlantic High School (high), Banyan Creek Elementary School (elementary), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$644,900 runs 222% above the DELRAY BEACH 33445 median — but at 1,456 sqft it's also 24% larger than the typical Delray Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $649,900, now $644,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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