6045 21st Street SW, Vero Beach FL 32968, VERO BEACH, FL, 32968
Active120 days on marketListed Apr 21, 2026MLS #B26018310
About this home
6045 21st Street SW, Vero Beach FL 32968
A true private retreat on 16.66 acres! This 4BR/4BA, 3,353-SF estate offers an open, light-filled floor plan with spacious living areas and gorgeous views of the property. Enjoy a stocked pond, multiple outbuildings for storage, equipment or hobbies, and plenty of room for horses or livestock. Peaceful wide-open spaces, mature trees, and exceptional privacy make this the perfect blend of country living and modern comfort - yet still conveniently close to town. 21st St SW between 43rd and 58th avenues will be paved. Don't miss out on this rare opportunity! New I-95 access also coming soon! Current agriculture zoning with cattle. Cattle are negotiable in order to maintain exemption. Has front pond and separate pole barn for equipment storage. Bring your horses and toys.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,353
Sqft
16.33 ac
Lot size
2006
Year built
1
Levels
$574
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,369 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,369/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs INDIAN RIVER FARMS COMPANY
$574 vs $377
Days on market
120 vs 58 typical
Where $574/sqft sits among the 12 homes for sale in INDIAN RIVER FARMS COMPANY
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Vero Beach
Get to know Vero Beach. See the full Vero Beach guide →
VERO BEACH 32968 — neighborhood snapshot
Population
15,576
Median age
47.6
Median income
$87,801
Median home value
$357,800
Avg household
2.66
Households w/ children
1,419
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $370K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
0 of 12
INDIAN RIVER FARMS COMPANY have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 250% above the VERO BEACH 32968 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6045 21st Street SW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$678,800
3350 25th Street SW, Vero Beach FL 32968 · same community
5 bd · 3.5 ba · 3,568 sqft · $190/sqft · 18 DOM
Sold · Jan ’26$1,750,000
6315 4th Street, Vero Beach FL 32968 · same community
3 bd · 3 ba · 3,616 sqft · $484/sqft · 37 DOM
Sold · May ’26$755,000
4233 1st Street SW, Vero Beach FL 32968 · same community
4 bd · 2 ba · 2,824 sqft · $267/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6045 21st Street SW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6045 21st Street SW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6045 21st Street SW FAQs
What would the monthly payment be for 6045 21st Street SW, Vero Beach FL 32968?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,369/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6045 21st Street SW, Vero Beach FL 32968?+
The most recent tax bill on record (2025) was $1,200. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6045 21st Street SW, Vero Beach FL 32968?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $1,925,000, this home is listed about 328% above the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6045 21st Street SW, Vero Beach FL 32968?+
Vero Beach High School (high), Vero Beach Elementary School (elementary), Gifford Middle School (middle) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,925,000 runs 250% above the VERO BEACH 32968 median — but at 3,353 sqft it's also nearly twice the size of the typical Vero Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
120 days on market against a Vero Beach median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,950,000, now $1,925,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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