David Ramirez
$1,550,0003 bd3.5 ba2,550 sqft$608 /sqft$10,309 /mo all-in ↓

4382 White Cedar Lane, Delray Beach FL 33445, DELRAY BEACH, FL, 33445

Active110 days on marketListed Apr 20, 2026MLS #B26018067

Private poolSingle Family ResidenceDelaire Country Club

About this home

4382 White Cedar Lane, Delray Beach FL 33445

Perfectly situated on a private, tranquil lot, with no traffic noise from Military Trl, and just a short walk to the clubhouse, this inviting residence is located in the award-winning Delaire Country Club and offers the ideal blend of comfort, style, and lifestyle. From the moment you enter, you are welcomed by a striking handsome wood cathedral ceiling that enhances the open-concept design and fills the home with warmth, scale, and architectural character. The interior features updated flooring and a newer kitchen, thoughtfully designed with an oversized island, stainless steel appliances, and a bright eat-in area that flows seamlessly into the main living spaces—ideal for both relaxed everyday living and entertaining. A convenient laundry area further enhances functionality. The home offers three graciously proportioned bedrooms, including a spacious primary suite that overlooks the pool and serves as a true private retreat. The primary bedroom features the rare and highly desirable benefit of two separate bathrooms, offering exceptional privacy and comfort. In total, the home includes three full bathrooms and two half baths, one of which serves as a convenient cabana bath for poolside living. Step outside to a lush, tropical backyard oasis, complete with a covered lanai and sparkling pool, creating a serene and private setting for relaxation or entertaining. The outdoor space captures the essence of South Florida living with its inviting, resort-like atmosphere. Additional highlights include a two-car garage plus a separate golf cart garage, impact windows for worry-free summers, and the added advantage of natural gas available on the street. Located in Delaire Country Club, residents enjoy a boutique-style private community offering a championship golf course, newly renovated clubhouse, fitness center, tennis, pickleball, and an active social lifestyle—all within a beautifully maintained and intimate setting. Delaire Country Club is not just a residence, but a private boutique country club, where 324 custom homes surround a 27-hole championship golf course that requires no tee time. The clubhouse itself is a work of art, featuring a state-of-the-art 16,000 sq ft fitness center, outstanding culinary cuisine, a resort-style pool area, and 8 Har-Tru tennis courts plus 4 pickleball courts. Enjoy the generous extended family policy that Delaire offers, ensuring that you and your loved ones can fully embrace the country club lifestyle.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

2,550

Sqft

0.24 ac

Lot size

2

Garage

1981

Year built

1

Levels

$608

Per sqft

Private poolPool viewPets allowed

Inside

FlooringCarpet · Marble · Tile · Wood
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorLobby · Cooking Island · French Doors · Skylight · Split Bedroom · Vaulted Ceiling(s) · Volume Ceilings · Walk-In Closet(s) · Great Room · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Electric · Zoned
HeatingCentral · Electric · Zoned

Outside & construction

RoofTile · Tile Roof
ConstructionCBS Construction · Stone · Stucco
ViewPool
FacesSouthwest
Parking2 Or More Spaces · Driveway · Golf Cart Parking · Parking Garage
ExteriorBarbeque

Community & fees

HOA fee$465/mo
Taxes (2025)$8,866/yr
PetsYes
CommunityTennis · Buyer Approval Required · Clubhouse · Exercise Room · Game Room · Golf Course Community · Golf Equity Included · Mandatory Hoa · Pool · Security Patrol · Sidewalks · Street Lights · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$10,309 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,364
PMI (est., until 20% equity)$581
Property tax — 2025 actual bill$739
HOA fee — from the listing$465
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $155,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $155,000
Interest rate6.00%
Loan term

Estimated payment

$10,309/mo

Principal & interest$8,364
PMI (est., until 20% equity)$581
Property taxes (actual bill)$739
HOA / condo fee$465
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.6M
$1.4MedgeAI estimate $1,541,089 · range $1.4M$1.6M$1.6M

vs edgeAI estimate

+0.6%

$/sqft vs Delray Beach actives

$608 vs $250

Days on market

110 vs 61 typical

Where $608/sqft sits among the 400 Delray Beach actives

219
80
23 · this home
25
16
37
$97–268$268–440$440–612$612–784$784–956$956+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Delaire Country Club

Map of 4382 White Cedar Lane, Delray Beach FL 33445 inside its neighborhood boundary

Get to know Delray Beach. See the full Delray Beach guide →

Delaire Country Club — neighborhood snapshot

Population

475

Median age

70

Median home value

$1,232,100

Avg household

2

Households w/ children

27%

For the school run

Palm Beach County School District

ElementaryOrchard View Elementary School★★★★
HighSpanish River Community High School★★★★
MiddleOmni Middle School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Delray Beach market

Seller’s marketLeans buyer11.3 months of inventoryBuyer’s market

$584K$433K

Delray Beach median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

40 of 400

Delray Beach actives have cut their price

Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 675% above the DELRAY BEACH 33445 median. See the full Delray Beach market guide →

Paper trail

This home's history

Apr 20, 2026Listed at $1,550,000 · 110 days on market since
1981Built · Delaire Country Club

Reality check

What actually sold near 4382 White Cedar Lane

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4398 White Cedar Lane, Delray Beach FL 33445Sold · Aug ’25

$1,142,000

4398 White Cedar Lane, Delray Beach FL 33445 · same community

3 bd · 3.5 ba · 2,469 sqft · $463/sqft · 0 DOM

16829 Silver Oak Circle, Delray Beach FL 33445Sold · Dec ’25

$600,000

16829 Silver Oak Circle, Delray Beach FL 33445 · same community

3 bd · 2.5 ba · 2,716 sqft · $221/sqft · 578 DOM

16629 Ironwood Drive, Delray Beach FL 33445Sold · May ’26

$2,300,000

16629 Ironwood Drive, Delray Beach FL 33445 · same community

4 bd · 3.5 ba · 2,957 sqft · $778/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4382 White Cedar Lane — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4382 White Cedar Lane — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

4382 White Cedar Lane FAQs

What would the monthly payment be for 4382 White Cedar Lane, Delray Beach FL 33445?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,309/mo — principal and interest, the actual property-tax bill, the $465/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4382 White Cedar Lane, Delray Beach FL 33445?+

The association fee works out to $465 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4382 White Cedar Lane, Delray Beach FL 33445?+

The most recent tax bill on record (2025) was $8,866. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4382 White Cedar Lane, Delray Beach FL 33445?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Delray Beach?+

At $1,550,000, this home is listed about 474% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.

Which schools are assigned to 4382 White Cedar Lane, Delray Beach FL 33445?+

Orchard View Elementary School (elementary), Spanish River Community High School (high), Omni Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,550,000 runs 675% above the DELRAY BEACH 33445 median — but at 2,550 sqft it's also nearly twice the size of the typical Delray Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Orchard View Elementary School, Spanish River Community High School, Omni Middle School, Glades Construction Academy At West Technical — Spanish River Community High School rates 4 of 5. Always verify assignments with the district.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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