6513 Monterey Point # 201, Naples FL 34105, NAPLES, FL, 34105
Active109 days on marketListed Apr 20, 2026MLS #B26017678
About this home
6513 Monterey Point # 201, Naples FL 34105
Stunning lake-view home in highly sought-after Marbella Lakes! Move-in ready—just bring your toothbrush. Very lightly used and meticulously maintained, reflecting its excellent condition. Bright, open layout with spacious living and dining areas, seamlessly connecting to the kitchen and offering ideal flow for everyday living and entertaining. Features a versatile den used as a 4th bedroom, perfect for guests or a home office. Offered furnished for a seamless turnkey experience. Enjoy peaceful water views in a gated, family-friendly community with resort-style amenities. Prime location near top-rated schools, shopping, dining, and major roads. Just minutes to Naples Beach and close to leading hospitals including NCH Healthcare System. Ideal for full-time living, seasonal use, or investment
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,306
Sqft
14.13 ac
Lot size
2
Garage
2010
Year built
2
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,620 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,620/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Naples actives
$238 vs $326
Days on market
109 vs 56 typical
Where $238/sqft sits among the 80 Naples actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Marbella, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,498/mo median
Live Naples rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Marbella Lakes
Marbella is a short-term-rental community. See the full guide →
Marbella Lakes — neighborhood snapshot
Population
836
Median age
62
Median income
$73,409
Median home value
$675,400
Avg household
2
Households w/ children
58%
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $568K
Naples median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
13 of 80
Naples actives have cut their price
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23262% above the NAPLES 34105 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near 6513 Monterey Point # 201
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$750,000
52 GOLF COTTAGE DRIVE
2 bd · 2 ba · 2,084 sqft · $360/sqft · 301 DOM
Sold · Feb ’26$405,000
1330 MARIPOSA CIRCLE UNIT 104
3 bd · 2.5 ba · 1,985 sqft · $204/sqft · 205 DOM
Sold · Jan ’26$1,257,000
5980 Painted Leaf Ln, Naples FL 34116
4 bd · 3.5 ba · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6513 Monterey Point # 201 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6513 Monterey Point # 201 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6513 Monterey Point # 201 FAQs
What would the monthly payment be for 6513 Monterey Point # 201, Naples FL 34105?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,620/mo — principal and interest, the actual property-tax bill, the $599/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6513 Monterey Point # 201, Naples FL 34105?+
The association fee works out to $599 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6513 Monterey Point # 201, Naples FL 34105?+
The most recent tax bill on record (2025) was $4,630. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 6513 Monterey Point # 201, Naples FL 34105 be rented short-term?+
Yes — this home sits inside Marbella, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 6513 Monterey Point # 201, Naples FL 34105?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Naples?+
At $549,000, this home is listed about 5% below the Naples median of $577,995. The market section on this page shows how the area is trending.
Which schools are assigned to 6513 Monterey Point # 201, Naples FL 34105?+
Poinciana Elementary School (elementary), Naples High School (high), Lorenzo Walker Technical High School (high), Gulfview Middle School (middle) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$549,000 runs 23262% above the NAPLES 34105 median — but at 2,306 sqft it's also 30% larger than the typical Naples listing.
02Zoned for nightly rentals
Marbella is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Know the monthly fee
The association fee is $599/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
05Strong assigned schools
Poinciana Elementary School, Naples High School, Lorenzo Walker Technical High School, Gulfview Middle School — Lorenzo Walker Technical High School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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