849 W 4th Street, Riviera Beach FL 33404, RIVIERA BEACH, FL, 33404
Active118 days on marketListed Apr 19, 2026MLS #B26017613
About this home
849 W 4th Street, Riviera Beach FL 33404
Build without the typical delays. This development ready lot includes an active permit application with the City of Riviera Beach for a 1,737 sq ft under air (2,150 sq ft total) single-family residence, along with architectural plans, structural engineering, soil testing, survey, and supporting product approvals. Save months of planning, engineering, and permitting by purchasing a property where much of the groundwork has already been completed. Buyer can assume and complete the permitting process to move toward construction significantly faster than a typical vacant lot. Ideal for builders, investors, or end users looking for a streamlined path to build. Conveniently located near major highways, shopping, dining, and just minutes from beautiful South Florida beaches.
Facts & features
The home at a glance
0.08 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,046 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,046/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Riviera Beach
Get to know Riviera Beach. See the full Riviera Beach guide →
RIVIERA BEACH 33404 — neighborhood snapshot
Population
30,533
Median age
41.9
Median income
$60,225
Median home value
$305,600
Avg household
2.61
Households w/ children
2,865
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riviera Beach market
$635K → $380K
Riviera Beach median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Riviera Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% below the RIVIERA BEACH 33404 median. See the full Riviera Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 849 W 4th Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$130,000
530 W 1st Street, Riviera Beach FL 33404 · same community
2 bd · 1 ba · 720 sqft · $181/sqft · 6 DOM
Sold · Aug ’25$279,900
824 W 5th Street, Riviera Beach FL 33404 · same community
3 bd · 1 ba · 786 sqft · $356/sqft · 13 DOM
Sold · Feb ’26$214,000
595 W 3rd Street, Riviera Beach FL 33404 · same community
2 bd · 1 ba · 828 sqft · $258/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 849 W 4th Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 849 W 4th Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
849 W 4th Street FAQs
What would the monthly payment be for 849 W 4th Street, Riviera Beach FL 33404?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,046/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 849 W 4th Street, Riviera Beach FL 33404?+
The most recent tax bill on record (2025) was $1,442. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Riviera Beach?+
At $121,000, this home is listed about 71% below the Riviera Beach median of $422,450. The market section on this page shows how the area is trending.
Which schools are assigned to 849 W 4th Street, Riviera Beach FL 33404?+
Lincoln Elementary School (elementary), John F. Kennedy Middle School (middle), William T. Dwyer High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the RIVIERA BEACH 33404 market on paper
$121,000 is 51% below the RIVIERA BEACH 33404 median of $248,000.
02Strong assigned schools
Lincoln Elementary School, John F. Kennedy Middle School, William T. Dwyer High School, Glades Construction Academy At West Technical — William T. Dwyer High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $126,000, now $121,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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