809 Gilbert Street, Sebastian FL 32958, SEBASTIAN, FL, 32958
Active114 days on marketListed Apr 17, 2026MLS #B26017084
About this home
809 Gilbert Street, Sebastian FL 32958
Move-In Ready with New Roof, Fresh Paint & Minutes to the Water - Solid 2BR Home on Quiet Street. This well-maintained 2-bedroom, 1-bath home offers 988 square feet of comfortable living space and sits on a spacious 7,500 sq ft lot. Located on a quiet street just off Schumann in Sebastian, this property is freshly painted inside and out, clean, and truly move-in ready. Inside, you'll find polished terrazzo floors throughout, giving the home a classic look that's also easy to maintain. The bedrooms are generously sized with good closet space, making it practical for everyday living. Major systems have been taken care of for peace of mind. The home features a brand-new roof, the air conditioning system has been recently serviced and is in good working condition. Septic recently serviced Septic system has been inspected and is operating properly. The property is also connected to city water. Step outside to a large yard with plenty of room for outdoor living, gardening, or future improvements. The home also includes a carport with a dedicated laundry room. Conveniently located just minutes from the Intracoastal Waterway and nearby boat ramps—perfect for boating and fishing enthusiasts. No HOA. Key Features: 2 Bedrooms / 1 Bathroom 988 Sq Ft Living Space 7,500 Sq Ft Lot Brand-New Roof Fresh Interior & Exterior Paint Move-In Ready Polished Terrazzo Floors Serviced A/C System Septic System Inspected & Working Properly City Water Carport with Laundry Room Large Yard Quiet Street Location No HOA Minutes to Intracoastal & Boat Ramps
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
988
Sqft
0.17 ac
Lot size
1960
Year built
1
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,818 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,818/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.6%
$/sqft vs Sebastian actives
$228 vs $224
Days on market
114 vs 64 typical
Where $228/sqft sits among the 108 Sebastian actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebastian Highlands
Get to know Sebastian. See the full Sebastian guide →
Sebastian Highlands — neighborhood snapshot
Population
20,759
Median age
57
Median income
$69,843
Median home value
$272,805
Avg household
2
Households w/ children
1,359
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebastian market
$279K → $333K
Sebastian median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
24 of 108
Sebastian actives have cut their price
Median sold price, Sebastian, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the SEBASTIAN 32958 median. See the full Sebastian market guide →
Paper trail
This home's history
Reality check
What actually sold near 809 Gilbert Street
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$165,000
868 Lance Street, Sebastian FL 32958 · same community
2 bd · 2 ba · 927 sqft · $178/sqft · 16 DOM
Sold · Aug ’25$370,000
Nearby listing · same community
5 bd · 3 ba · 2,059 sqft · $180/sqft · 150 DOM
Sold · Jul ’26$255,000
126 Ormond Court, Sebastian FL 32958
2 bd · 1 ba · 904 sqft · $282/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 809 Gilbert Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 809 Gilbert Street — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
809 Gilbert Street FAQs
What would the monthly payment be for 809 Gilbert Street, Sebastian FL 32958?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,818/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 809 Gilbert Street, Sebastian FL 32958?+
The most recent tax bill on record (2025) was $2,811. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 809 Gilbert Street, Sebastian FL 32958?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebastian?+
At $224,990, this home is listed about 40% below the Sebastian median of $374,900. The market section on this page shows how the area is trending.
Which schools are assigned to 809 Gilbert Street, Sebastian FL 32958?+
Sebastian River Middle School (middle), Sebastian River High School (high), Sebastian Elementary School (elementary) — Indian River County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Sebastian homes, in your inbox
Like 809 Gilbert Street, Sebastian FL 32958 but not quite? A daily digest of every new listing in Sebastian — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →