David Ramirez
$599,000$654,5003 bd2 ba1,532 sqft$391 /sqft$4,645 /mo all-in ↓

5491 NW 40th Terrace, Coconut Creek FL 33073, COCONUT CREEK, FL, 33073

Active124 days on marketListed Apr 17, 2026MLS #B26016967

Reduced $56KPrivate poolSingle Family ResidenceWINSTON PARK SECTION TWO-A,Trails @ Winsto Park

About this home

5491 NW 40th Terrace, Coconut Creek FL 33073

Beautifully remodeled 3-bedroom, 2-bath home located in a quiet, desirable neighborhood in Coconut Creek. This move-in ready property features a bright and open layout with modern upgrades throughout, including an updated kitchen, stylish finishes, and refreshed bathrooms. Enjoy Florida living at its best with a private screened-in patio and sparkling pool—perfect for relaxing or entertaining year-round. The spacious backyard offers plenty of room to unwind and enjoy the outdoors. Conveniently situated just minutes from major highways, shopping, dining, and top local amenities, this home combines comfort, style, and an unbeatable location. Don't miss this exceptional opportunity!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,532

Sqft

0.2 ac

Lot size

2

Garage

1993

Year built

1

Levels

$391

Per sqft

Private poolGarden viewPets allowed

Inside

AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Washer
InteriorEntrance Foyer · Pantry · Roman Tub · Vaulted Ceiling(s) · Walk-In Closet(s) · Attic · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air
HeatingCentral · Heat Pump/Reverse Cycle

Outside & construction

RoofBarrel · Barrel Roof
ConstructionCBS Construction · Slab Construction
ViewGarden
FacesSouth
Parking2 Or More Spaces · Driveway · Parking Garage
ExteriorExterior Lights · Other

Community & fees

HOA fee$20/mo
Taxes (2025)$12,103/yr
PetsYes
CommunityMandatory Hoa · Sidewalks

Utilities & systems

UtilitiesCable Connected · Cable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,645 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2025 actual bill$1,009
HOA fee — from the listing$20
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$4,645/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$1,009
HOA / condo fee$20
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $599K
$486KedgeAI estimate $521,871 · range $506K$540K$623K

vs edgeAI estimate

+14.8%

$/sqft vs Coconut Creek actives

$391 vs $210

Days on market

124 vs 61 typical

Where $391/sqft sits among the 394 Coconut Creek actives

92
72
104
70
36
20 · this home
$92–142$142–192$192–242$242–291$291–341$341+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winston Park

Map of 5491 NW 40th Terrace, Coconut Creek FL 33073 inside its neighborhood boundary

Get to know Coconut Creek. See the full Coconut Creek guide →

Winston Park — neighborhood snapshot

Population

12,254

Median age

41

Median income

$111,626

Median home value

$470,566

Avg household

3

Households w/ children

1,367

For the school run

Broward County School District

HighMonarch High School★★★★★
ElementaryWinston Park Elementary School★★★★★
MiddleLyons Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Coconut Creek market

Seller’s marketLeans buyer13.4 months of inventoryBuyer’s market

$535K$303K

Coconut Creek median sold, yr/yr

100.1%

Sale-to-list ratio (12 mo)

38 of 394

Coconut Creek actives have cut their price

Median sold price, Coconut Creek, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 133% above the COCONUT CREEK 33073 median. See the full Coconut Creek market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,000 $56K
Apr 17, 2026Listed at $654,500 · 124 days on market since
1993Built · WINSTON PARK SECTION TWO-A,Trails @ Winsto Park

Reality check

What actually sold near 5491 NW 40th Terrace

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5703 NW 48th Ave, Coconut Creek FL 33073Sold · Jan ’26

$426,000

5703 NW 48th Ave, Coconut Creek FL 33073

3 bd · 2.5 ba · 1,524 sqft · $280/sqft · 21 DOM

4722 Lago Vista Dr, Coconut Creek FL 33073Sold · May ’26

$423,000

4722 Lago Vista Dr, Coconut Creek FL 33073

3 bd · 2.5 ba · 1,543 sqft · $274/sqft · 53 DOM

4701 SW 13th Street, Deerfield Beach FL 33442Sold · Jun ’26

$407,000

4701 SW 13th Street, Deerfield Beach FL 33442

3 bd · 2 ba · 1,495 sqft · $272/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5491 NW 40th Terrace — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5491 NW 40th Terrace — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

5491 NW 40th Terrace FAQs

What would the monthly payment be for 5491 NW 40th Terrace, Coconut Creek FL 33073?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,645/mo — principal and interest, the actual property-tax bill, the $20/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5491 NW 40th Terrace, Coconut Creek FL 33073?+

The association fee works out to $20 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5491 NW 40th Terrace, Coconut Creek FL 33073?+

The most recent tax bill on record (2025) was $12,103. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5491 NW 40th Terrace, Coconut Creek FL 33073?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Coconut Creek?+

At $599,000, this home is listed about 160% above the Coconut Creek median of $230,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5491 NW 40th Terrace, Coconut Creek FL 33073?+

Monarch High School (high), Winston Park Elementary School (elementary), Lyons Creek Middle School (middle) — Broward County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$599,000 runs 133% above the COCONUT CREEK 33073 median — but at 1,532 sqft it's also 33% larger than the typical Coconut Creek listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

124 days on market against a Coconut Creek median of 61 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $654,500, now $599,000 — a $56K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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