David Ramirez
$674,000$711,0004 bd3 ba2,456 sqft$274 /sqft$4,421 /mo all-in ↓

6781 SE Park Trace Drive, Stuart FL 34997, STUART, FL, 34997

Active98 days on marketListed Apr 16, 2026MLS #B26016444

Reduced $37KNew constructionPrivate poolSingle Family ResidenceTHE PRESERVE AT PARK TRACE,Preserves at Park Tr

About this home

6781 SE Park Trace Drive, Stuart FL 34997

This NEW home is a stylish 2 story with 4 bedrooms one of which is located on the main floor, 3-full bathrooms, spacious upstairs living area & a 2 car Garage. The kitchen features white shaker soft close cabinetry, quartz waterfall island and upgraded appliances all open to the living areas. The Primary en-suite is located upstairs with plenty of space to retreat and relax offering a walk in shower, double vanity and extra-large walk-in closet. The laundry room is conveniently located on 2nd floor. This pie-shaped lot backs up to water and preserve! BRAND NEW HOME! CALL FOR A TOUR AND MOVE IN SPECIALS. Restrictions may apply* Pictures, photographs, features, colors & sizes are approximate for illustrations purposes only and will vary from the homes as built. These are not of the actual home but are similar to the home being built.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,456

Sqft

2

Garage

2025

Year built

2

Levels

$274

Per sqft

Private poolOther & Other Water View viewPets allowed

Inside

FlooringOther
AppliancesElectric Water Heater · Dishwasher · Disposal · Microwave · Electric Range · Refrigerator
InteriorEntrance Foyer · Pantry · Walk-In Closet(s) · Loft · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCentral Air
HeatingCentral

Outside & construction

RoofComp Shingle Roof · Composition Roll · Shingle
ConstructionCBS Construction
ViewOther · Other Water View
FacesSouthwest
Parking2 Or More Spaces · Driveway · Parking Garage

Community & fees

HOA fee$280/mo
Taxes (2025)$1,091/yr
PetsYes
CommunityMandatory Hoa · Pool · Sidewalks · Street Lights · Underground Utilities

Utilities & systems

UtilitiesSewer Connected · Underground Utilities · Water Connected · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,421 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,637
PMI (est., until 20% equity)$253
Property tax — 2025 actual bill$91
HOA fee — from the listing$280
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,400
Interest rate6.00%
Loan term

Estimated payment

$4,421/mo

Principal & interest$3,637
PMI (est., until 20% equity)$253
Property taxes (actual bill)$91
HOA / condo fee$280
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $674K
$636KedgeAI estimate $746,560 · range $662K$860K$895K

vs edgeAI estimate

−9.7%

Days on market

98 vs 94 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Stuart

Map of 6781 SE Park Trace Drive, Stuart FL 34997

Get to know Stuart. See the full Stuart guide →

STUART 34997 — neighborhood snapshot

Population

45,947

Median age

53

Median income

$75,705

Median home value

$335,200

Avg household

2.36

Households w/ children

3,566

For the school run

Martin County School District

MiddleDr. David L. Anderson Middle School★★★★★
ElementaryPinewood Elementary School★★★★
HighMartin County High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Stuart market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$220K$1.0M

Stuart median sold, yr/yr

94.2%

Sale-to-list ratio (12 mo)

Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 73% above the STUART 34997 median. See the full Stuart market guide →

Paper trail

This home's history

CurrentPrice reduced to $674,000 $37K
Apr 16, 2026Listed at $711,000 · 98 days on market since
2025Built · THE PRESERVE AT PARK TRACE,Preserves at Park Tr

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6781 SE Park Trace Drive — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6781 SE Park Trace Drive — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6781 SE Park Trace Drive FAQs

What would the monthly payment be for 6781 SE Park Trace Drive, Stuart FL 34997?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,421/mo — principal and interest, the actual property-tax bill, the $280/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6781 SE Park Trace Drive, Stuart FL 34997?+

The association fee works out to $280 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6781 SE Park Trace Drive, Stuart FL 34997?+

The most recent tax bill on record (2025) was $1,091. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6781 SE Park Trace Drive, Stuart FL 34997?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Stuart?+

At $674,000, this home is listed about 154% above the Stuart median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6781 SE Park Trace Drive, Stuart FL 34997?+

Dr. David L. Anderson Middle School (middle), Pinewood Elementary School (elementary), Martin County High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$674,000 runs 73% above the STUART 34997 median — but at 2,456 sqft it's also nearly 2 times the size of the typical Stuart listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $711,000, now $674,000 — a $37K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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