, HUTCHINSON ISLAND, FL, 34949
Active101 days on marketListed Apr 14, 2026MLS #B26015282
About this home
Enjoy the penthouse lifestyle in Grand Isle! The top floor wrap-around balcony commands 180° Atlantic panoramas & bird's-eye views of the beach below, while floor-to-ceiling windows with plantation shutters flood the open living & dining with ocean light. Coffered ceilings, travertine floors and a chef's kitchen with navy island, backlit onyx kitchen counter tops & stainless appliances give the interior serious edge. Custom wood walk-in closet, in-unit laundry and a primary suite worthy of the view. Resort-style amenities include a pool, fitness center, pergola garden and boardwalk to the sand
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,759
Sqft
0 ac
Lot size
2
Garage
2005
Year built
13
Levels
$561
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,987 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,987/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.6%
$/sqft vs Hutchinson Island actives
$561 vs $365
Days on market
101 vs 116 typical
Where $561/sqft sits among the 88 Hutchinson Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hutchinson Island North
Get to know Hutchinson Island. See the full Hutchinson Island guide →
Hutchinson Island North — neighborhood snapshot
Population
3,494
Median age
68
Median income
$97,905
Median home value
$509,267
Avg household
2
Households w/ children
72%
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hutchinson Island market
$450K → $1.3M
Hutchinson Island median sold, yr/yr
89.3%
Sale-to-list ratio (12 mo)
9 of 88
Hutchinson Island actives have cut their price
Median sold price, Hutchinson Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 322% above the HUTCHINSON ISLAND 34949 median. See the full Hutchinson Island market guide →
Paper trail
This home's history
Reality check
What actually sold near
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$1,230,000
3702 N Highway A1a # 701, Fort Pierce FL 34949
4 bd · 3.5 ba · 2,759 sqft · $446/sqft · 63 DOM
Sold · Jun ’26$1,020,000
Nearby listing
4 bd · 3 ba · 2,734 sqft · $373/sqft · 59 DOM
Sold · May ’26$1,050,000
4180 N HIGHWAY A1A UNIT 805
3 bd · 3.5 ba · 2,833 sqft · $371/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
FAQs
What would the monthly payment be for ?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,987/mo — principal and interest, the actual property-tax bill, the $2,287/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at ?+
The association fee works out to $2,287 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on ?+
The most recent tax bill on record (2025) was $19,207. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at ?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hutchinson Island?+
At $1,549,000, this home is listed about 114% above the Hutchinson Island median of $725,000. The market section on this page shows how the area is trending.
Which schools are assigned to ?+
Dan McCarty Middle School (middle), St. Lucie Elementary School (elementary), Lakewood Park Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,549,000 runs 322% above the HUTCHINSON ISLAND 34949 median — but at 2,759 sqft it's also 33% larger than the typical Hutchinson Island listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $2,287/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $1,599,000, now $1,549,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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