220 Seville J, Delray Beach FL 33446, DELRAY BEACH, FL, 33446
Active122 days on marketListed Apr 13, 2026MLS #B26015132
About this home
220 Seville J, Delray Beach FL 33446
Beautifully maintained 2-bed, 2-bath condo in the sought-after Kings Point of Delray Beach. This light and bright unit features an open living & dining area, updated flooring. The updated kitchen with modern finishes, cabinetry, and great functionality for everyday living. The primary includes generous closet space. Enjoy stunning sunset lake views from the screened patio—perfect for relaxing or entertaining. Watch birds glide along the canal to Bird Island with your grandkids, plus otters, wood storks, and pink spoonbills. Highlights include in-unit laundry convenience. Kings Point is a gated 55+ community with resort-style amenities all within walking distance including golf, pools, clubhouse, fitness center, pickleball, theater, & shuttle service. Just minutes to downtown Delray Beach!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
880
Sqft
0 ac
Lot size
1973
Year built
1
Levels
$155
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,058 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,058/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10%
$/sqft vs Delray Beach actives
$155 vs $243
Days on market
122 vs 61 typical
Where $155/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kings Point In Delray Beach
Get to know Delray Beach. See the full Delray Beach guide →
Kings Point In Delray Beach — neighborhood snapshot
Population
7,892
Median age
75
Median income
$37,192
Median home value
$108,881
Avg household
1
Households w/ children
15%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the DELRAY BEACH 33446 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 220 Seville J
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$145,000
197 Seville I, Delray Beach FL 33446 · same community
2 bd · 2 ba · 880 sqft · $165/sqft · 149 DOM
Sold · Dec ’25$120,000
224 Seville J, Delray Beach FL 33446 · same community
2 bd · 2 ba · 880 sqft · $136/sqft · 117 DOM
Sold · May ’26$149,000
241 Seville K, Delray Beach FL 33446 · same community
2 bd · 2 ba · 880 sqft · $169/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 220 Seville J — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 220 Seville J — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
220 Seville J FAQs
What would the monthly payment be for 220 Seville J, Delray Beach FL 33446?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,058/mo — principal and interest, the actual property-tax bill, the $863/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 220 Seville J, Delray Beach FL 33446?+
The association fee works out to $863 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 220 Seville J, Delray Beach FL 33446?+
The most recent tax bill on record (2025) was $2,094. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 220 Seville J, Delray Beach FL 33446?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $135,999, this home is listed about 50% below the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 220 Seville J, Delray Beach FL 33446?+
Orchard View Elementary School (elementary), Carver Middle School (middle), Spanish River Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $863/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
122 days on market against a Delray Beach median of 61 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Orchard View Elementary School, Carver Middle School, Spanish River Community High School, Glades Construction Academy At West Technical — Spanish River Community High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $145,000, now $135,999 — a $9K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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