1021 SE Westminster Place, Stuart FL 34997, STUART, FL, 34997
Active103 days on marketListed Apr 13, 2026MLS #B26015015
About this home
1021 SE Westminster Place, Stuart FL 34997
BEAUTIFUL Move in Ready - 2-Story, Solid CBS Home w/ 4 Bedrooms, 2 1/2 Bathrooms w/the Main Suite on the Ground Floor & 3 additional bedrooms upstairs. Views of the Lake!!! Double French Entry Doors, High Ceilings, Real Wood Plantation Shutters throughout the home. Kitchen boasts 42" Real Solid Wood Cabinetry, Gas Range, Stainless Appliances. First Floor Main Suite has Lg. Walk-in-closets w/built-ins. Bath features Separate Soaking Tub & Shower, Dual Sinks. 1/2 Bath Downstairs. Laundry Room. 2nd Floor has loft area overlooking the huge dining/living areas. Covered & Screened in Patio. Extended Brick Paver Driveway for added room & larger vehicles. This Home is Hurricane Ready w/Impact Windows, Storm Shutters & a16kw Generac Whole House Generator w/Natural Gas. Low HOA!! A Must See! Willoughby Glen is a gated community offering a pool and a cabana. Optional golf/social memberships are available at Willoughby Golf Club across the street from the community. A/C 2017, Garage Door Replaced 2016, Roofer Says Lots of Life left on this roof!
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,218
Sqft
0.14 ac
Lot size
2
Garage
2002
Year built
2
Levels
$268
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,196 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,196/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.2%
$/sqft vs Stuart actives
$268 vs $265
Days on market
103 vs 94 typical
Where $268/sqft sits among the 400 Stuart actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Willoughby Glen
Get to know Stuart. See the full Stuart guide →
Willoughby Glen — neighborhood snapshot
Population
732
Median age
66
Median income
$79,327
Median home value
$515,600
Avg household
2
Households w/ children
76%
For the school run
Martin County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Stuart market
$220K → $1.0M
Stuart median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
42 of 400
Stuart actives have cut their price
Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% above the STUART 34997 median. See the full Stuart market guide →
Paper trail
This home's history
Reality check
What actually sold near 1021 SE Westminster Place
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$625,000
937 SE Westminster Place, Stuart FL 34997 · same community
4 bd · 2.5 ba · 2,218 sqft · $282/sqft · 111 DOM
Sold · Mar ’26$590,000
871 SE Westminster Place, Stuart FL 34997 · same community
3 bd · 3 ba · 2,494 sqft · $237/sqft · 6 DOM
Sold · Jul ’26$520,000
5958 SE Sky Blue Circle, Stuart FL 34997
4 bd · 2 ba · 2,034 sqft · $256/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1021 SE Westminster Place — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1021 SE Westminster Place — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1021 SE Westminster Place FAQs
What would the monthly payment be for 1021 SE Westminster Place, Stuart FL 34997?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,196/mo — principal and interest, the actual property-tax bill, the $287/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1021 SE Westminster Place, Stuart FL 34997?+
The association fee works out to $287 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1021 SE Westminster Place, Stuart FL 34997?+
The most recent tax bill on record (2025) was $3,780. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1021 SE Westminster Place, Stuart FL 34997?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Stuart?+
At $595,000, this home is listed about 125% above the Stuart median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1021 SE Westminster Place, Stuart FL 34997?+
Pinewood Elementary School (elementary), Martin County High School (high), Dr. David L. Anderson Middle School (middle) — Martin County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$595,000 runs 53% above the STUART 34997 median — but at 2,218 sqft it's also nearly twice the size of the typical Stuart listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $625,000, now $595,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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