314 NW 12th Avenue, Delray Beach FL 33444, DELRAY BEACH, FL, 33444
Active123 days on marketListed Apr 13, 2026MLS #B26014809
About this home
314 NW 12th Avenue, Delray Beach FL 33444
Welcome to 314 NW 12th Avenue in Delray Beach! This beautifully updated 4-bedroom, 2-bathroom home is ideally located in the heart of downtown Delray Beach, just minutes from the vibrant shops, dining, and nightlife of Atlantic Avenue—and only a short drive or bike ride to the pristine beaches along the Atlantic Ocean. Enjoy the best of South Florida living with easy access to sun, sand, and sea whenever you please. Best of all, there's no HOA, giving you added flexibility and freedom. The home features a new roof (2023) and new A/C (2023), offering peace of mind for years to come. Inside, you'll find an updated kitchen and modernized bathrooms designed for both comfort and style. Step outside to a fully fenced backyard—perfect for entertaining, pets, or relaxing in your own private space.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,016
Sqft
0.14 ac
Lot size
1961
Year built
1
Levels
$483
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,759 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,759/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Delray Beach actives
$483 vs $241
Days on market
123 vs 61 typical
Where $483/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Poinciana Heights
Get to know Delray Beach. See the full Delray Beach guide →
Poinciana Heights — neighborhood snapshot
Population
138
Median age
29
Median income
$66,667
Median home value
$305,700
Avg household
3
Households w/ children
14%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
40 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 138% above the DELRAY BEACH 33444 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 314 NW 12th Avenue
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$390,000
327 NW 11th Avenue, Delray Beach FL 33444 · same community
3 bd · 1.5 ba · 1,016 sqft · $384/sqft · 140 DOM
Sold · Jun ’26$300,000
311 NW 11th Avenue, Delray Beach FL 33444 · same community
3 bd · 1 ba · 816 sqft · $368/sqft · 9 DOM
Sold · May ’26$425,000
414 SW 15th Avenue, Delray Beach FL 33444
3 bd · 2 ba · 1,040 sqft · $409/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 314 NW 12th Avenue — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 314 NW 12th Avenue — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
314 NW 12th Avenue FAQs
What would the monthly payment be for 314 NW 12th Avenue, Delray Beach FL 33444?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,759/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 314 NW 12th Avenue, Delray Beach FL 33444?+
The most recent tax bill on record (2025) was $5,934. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 314 NW 12th Avenue, Delray Beach FL 33444?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $490,500, this home is listed about 82% above the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 314 NW 12th Avenue, Delray Beach FL 33444?+
Atlantic High School (high), Plumosa School Of The Arts (elementary), Carver Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$490,500 runs 138% above the DELRAY BEACH 33444 median.
02Time on market is leverage
123 days on market against a Delray Beach median of 61 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Atlantic High School, Plumosa School Of The Arts, Carver Middle School, Glades Construction Academy At West Technical — Plumosa School Of The Arts rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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