500 Thames Bluff Ridge # 24, Fort Pierce FL 34982, FORT PIERCE, FL, 34982
Active130 days on marketListed Apr 10, 2026MLS #B26014773
About this home
500 Thames Bluff Ridge # 24, Fort Pierce FL 34982
Absolutely stunning lakefront home waiting for you. Home features open concept on a pie shaped lot with long views down the lake, 2 year old A/C, accordion shutters, screened lanai, eat in kitchen waterproof laminate flooring throughout, vaulted ceilings, updated toilets and light fixtures, ceiling fans with lights in every room, abundant storage in all rooms. En suite bedroom includes a large walk-in closet with shelving on all three walls, and French doors that open to the double sink bathroom. Some of the upgrades within last three years include: A/C with 10 year parts and labor warranty, epoxy flooring guaranteed for life on lanai and carport, and so much more. This home shows like a model. Don't miss it. All information to be verified by the buyer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,066
Sqft
0.16 ac
Lot size
2003
Year built
1
Levels
$117
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,010 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,010/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs TROPICAL ISLES
$117 vs $97
Days on market
130 vs 65 typical
Where $117/sqft sits among the 16 homes for sale in TROPICAL ISLES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Pierce
Get to know Fort Pierce. See the full Fort Pierce guide →
FORT PIERCE 34982 — neighborhood snapshot
Population
27,447
Median age
43.3
Median income
$54,025
Median home value
$228,300
Avg household
2.49
Households w/ children
2,730
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Pierce market
$515K → $301K
Fort Pierce median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
1 of 16
TROPICAL ISLES have cut their price
Median sold price, Fort Pierce, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the FORT PIERCE 34982 median. See the full Fort Pierce market guide →
Paper trail
This home's history
Reality check
What actually sold near 500 Thames Bluff Ridge # 24
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$120,000
205 Sandy Bottom Place # 10, Fort Pierce FL 34982 · same community
2 bd · 2 ba · 1,048 sqft · $115/sqft · 628 DOM
Sold · Mar ’26$132,500
352 Seahorse Terrace # 22, Fort Pierce FL 34982 · same community
3 bd · 2 ba · 1,134 sqft · $117/sqft · 78 DOM
Sold · May ’26$76,800
5683 Hemingway Court, Fort Pierce FL 34982 · same community
2 bd · 2 ba · 1,144 sqft · $67/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 500 Thames Bluff Ridge # 24 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 500 Thames Bluff Ridge # 24 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
500 Thames Bluff Ridge # 24 FAQs
What would the monthly payment be for 500 Thames Bluff Ridge # 24, Fort Pierce FL 34982?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,010/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 500 Thames Bluff Ridge # 24, Fort Pierce FL 34982?+
The most recent tax bill on record (2025) was $701. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 500 Thames Bluff Ridge # 24, Fort Pierce FL 34982?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Pierce?+
At $125,100, this home is listed about 61% below the Fort Pierce median of $319,900. The market section on this page shows how the area is trending.
Which schools are assigned to 500 Thames Bluff Ridge # 24, Fort Pierce FL 34982?+
Savanna Ridge Elementary School (elementary), Rivers Edge Elementary School (elementary), Southern Oaks Middle School (middle), Parkway Elementary School (elementary), Floresta Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FORT PIERCE 34982 market on paper
$125,100 is 40% below the FORT PIERCE 34982 median of $209,000, and at $117/sqft it sits under the Fort Pierce average of $298.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
130 days on market against a Fort Pierce median of 65 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Fort Pierce homes, in your inbox
Like 500 Thames Bluff Ridge # 24, Fort Pierce FL 34982 but not quite? A daily digest of every new listing in Fort Pierce — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →