8642 Plum Cay, Royal Palm Beach FL 33411, ROYAL PALM BEACH, FL, 33411
Active135 days on marketListed Apr 5, 2026MLS #B26013265
About this home
8642 Plum Cay, Royal Palm Beach FL 33411
A true resort home on a large, premium pie shaped lot, with high privacy values, this 3/2,5/2 awaits a new owner. Location. Location. Location. Deepest part of cul de sac, bordering a deep preserve. Expansive back patio with marble decking and large heated pool and spa. The property has been lovingly maintained and totally updated. Floors are 36" porcelain tile throughout. High 10' ceilings with crown moulding. Kitchen features premium blue tinted quartz island and counters, newer SS premium appliances, tiled backsplash with relaxing Family Room and informal dining space adjacent Formal DR with tray ceiling and brilliant sparkling chandelier. All bathrooms updated with elevated vanities. All Windows dressed with premium cloth shades allowing the interior to be imbued w soft light. Front door is custom made impact etched Italian glass. Extra refrigerator in garage. Bedroom 3 has a private herb courtyard. The large yard is fully fenced for security of pets and children and planted with numerous fruit trees. HOA is known for good management, and includes all landscaping, front and back, irrigation, 24/7 staffed gate, security patrols and monitored in-home security, CATV and WiFi, and resort clubhouse with well equipped fitness center, saunas, heated pool, spa, illuminated tennis, billiards, and community room for use of residents. There is even a private road to Publix plaza. Andros Isle is convenient to airport, turnpike, downtown WPB, Wellington, Cinema, restaurants, and medical facilities.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,822
Sqft
0.22 ac
Lot size
2
Garage
2002
Year built
1
Levels
$417
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,758 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,758/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+41.1%
$/sqft vs Royal Palm Beach actives
$417 vs $253
Days on market
135 vs 39 typical
Where $417/sqft sits among the 188 Royal Palm Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Andros Isle
Get to know Royal Palm Beach. See the full Royal Palm Beach guide →
Andros Isle — neighborhood snapshot
Population
2,374
Median age
56
Median income
$108,908
Median home value
$399,500
Avg household
3
Households w/ children
188
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Royal Palm Beach market
$560K → $550K
Royal Palm Beach median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
22 of 188
Royal Palm Beach actives have cut their price
Median sold price, Royal Palm Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 233% above the ROYAL PALM BEACH 33411 median. See the full Royal Palm Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 8642 Plum Cay
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$420,000
2687 Clipper Cir, West Palm Beach FL 33411
3 bd · 2 ba · 1,803 sqft · $233/sqft · 143 DOM
Sold · Jun ’26$682,500
1535 Fairway Terrace, West Palm Beach FL 33411
3 bd · 2.5 ba · 1,904 sqft · $358/sqft · 158 DOM
Sold · Dec ’25$459,500
8634 San Andros, West Palm Beach FL 33411
3 bd · 2 ba · 1,739 sqft · $264/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8642 Plum Cay — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8642 Plum Cay — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8642 Plum Cay FAQs
What would the monthly payment be for 8642 Plum Cay, Royal Palm Beach FL 33411?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,758/mo — principal and interest, the actual property-tax bill, the $358/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8642 Plum Cay, Royal Palm Beach FL 33411?+
The association fee works out to $358 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8642 Plum Cay, Royal Palm Beach FL 33411?+
The most recent tax bill on record (2025) was $10,322. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8642 Plum Cay, Royal Palm Beach FL 33411?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Royal Palm Beach?+
At $759,000, this home is listed about 60% above the Royal Palm Beach median of $474,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8642 Plum Cay, Royal Palm Beach FL 33411?+
Benoist Farms Elementary School (elementary), Jeaga Middle School (middle), Palm Beach Lakes High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$759,000 runs 233% above the ROYAL PALM BEACH 33411 median — but at 1,822 sqft it's also 17% larger than the typical Royal Palm Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
135 days on market against a Royal Palm Beach median of 39 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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