David Ramirez
$627,500$719,5002 bd2 ba1,400 sqft$448 /sqft$6,006 /mo all-in ↓

3606 S Ocean Boulevard # 303, Highland Beach FL 33487, HIGHLAND BEACH, FL, 33487

Active131 days on marketListed Apr 8, 2026MLS #B26013254

Reduced $92KWaterfrontPrivate poolCondominiumHIGHLAND BEACH CLUB CONDO,Highland Beach Club

About this home

3606 S Ocean Boulevard # 303, Highland Beach FL 33487

Just bring your toothbrush and step into the South Florida lifestyle immediately in this beautifully appointed 1,400-square-foot, two-bedroom, two-bath residence in the prestigious Highland Beach Club, ideally positioned between vibrant downtown Delray Beach and Boca Raton. Enjoy exclusive private beach access just across the street or unwind at the resort-style pool with an adjacent fitness center. The community also offers tennis and pickleball courts, a waterfront pier, along with a spacious outdoor deck overlooking the Intracoastal Waterway - perfect for relaxing or entertaining. Inside, the residence is open, light, and bright, featuring a desirable northern exposure, partial ocean views, and an open-concept layout that enhances both space and natural light - an entertainer's dream. The kitchen is equipped with granite countertops and stainless-steel appliances. The primary suite offers two walk-in closets with custom modular shelving for optimal organization. Additional highlights include new carpeting in both bedrooms, new high-impact glass windows and door walls, and a dedicated parking space. This home is offered fully equipped with all appliances, and updated furnishings are negotiable, making for a seamless, turnkey opportunity to enjoy coastal living at its finest. Opportunities like this in Highland Beach Club are rare. Schedule your private showing today and see everything this exceptional residence has to offer. NOTE: Certificate of Compliance issued. Milestone inspection complete and building in full compliance with current Florida requirements. New Roof installed in late 2025. NO RENTAL RESTRICTIONS - Can Rent Immediately after title passes.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,400

Sqft

0 ac

Lot size

1997

Year built

10

Levels

$448

Per sqft

Private poolWaterfrontGarden & Water viewFurniture For Sale,Furniture NegotiablePets allowed

Inside

FlooringCarpet · Marble · Terrazzo · Tile
AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorInterior Hall · Built-in Features · Closet Cabinetry · Custom Mirrors · Elevator · Fire Sprinklers · Split Bedroom · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air
HeatingCentral · Electric
FurnishedFurniture For Sale,Furniture Negotiable

Outside & construction

RoofBarrel · Barrel Roof
ConstructionConcrete Block With Brick
ViewGarden · Water
FacesNorth
ParkingAssigned · Guest
ExteriorBalcony · Barbeque · Built-In Grill

Community & fees

HOA fee$1,581/mo
Taxes (2025)$7,730/yr
PetsYes
CommunityTennis · Exercise Room · Management On Site · Mandatory Hoa · Pool · Security Patrol · Spa/Hot Tub · Tennis Court(s) · Whirlpool

Utilities & systems

UtilitiesCable Connected · Water Connected · Cable Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,006 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,386
PMI (est., until 20% equity)$235
Property tax — 2025 actual bill$644
Condo fee — from the listing$1,581
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,750
Interest rate6.00%
Loan term

Estimated payment

$6,006/mo

Principal & interest$3,386
PMI (est., until 20% equity)$235
Property taxes (actual bill)$644
HOA / condo fee$1,581
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $628K
$602KedgeAI estimate $740,240 · range $696K$852K$886K

vs edgeAI estimate

−15.2%

$/sqft vs Highland Beach actives

$448 vs $700

Days on market

131 vs 80 typical

Where $448/sqft sits among the 111 Highland Beach actives

45 · this home
43
9
3
3
8
$448–657$657–865$865–1074$1074–1282$1282–1490$1490+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Highland Beach

Map of 3606 S Ocean Boulevard # 303, Highland Beach FL 33487

Get to know Highland Beach. See the full Highland Beach guide →

HIGHLAND BEACH 33487 — neighborhood snapshot

Population

20,848

Median age

53.7

Median income

$93,816

Median home value

$573,100

Avg household

2.09

Households w/ children

1,579

For the school run

Palm Beach County School District

ElementaryJ. C. Mitchell Elementary School★★★★★
MiddleBoca Raton Community Middle School★★★★★
HighBoca Raton Community High School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Highland Beach market

Seller’s marketLeans buyer12.9 months of inventoryBuyer’s market

$1.3M$1.0M

Highland Beach median sold, yr/yr

93.6%

Sale-to-list ratio (12 mo)

3 of 111

Highland Beach actives have cut their price

This home is listed 67% above the HIGHLAND BEACH 33487 median. See the full Highland Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $627,500 $92K
Apr 8, 2026Listed at $719,500 · 131 days on market since
1997Built · HIGHLAND BEACH CLUB CONDO,Highland Beach Club

Reality check

What actually sold near 3606 S Ocean Boulevard # 303

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3594 S Ocean Boulevard # 703, Highland Beach FL 33487Sold · Dec ’25

$740,000

3594 S Ocean Boulevard # 703, Highland Beach FL 33487 · same community

2 bd · 2 ba · 1,400 sqft · $529/sqft · 65 DOM

3602 S Ocean Boulevard # 104, Highland Beach FL 33487Sold · May ’26

$1,250,000

3602 S Ocean Boulevard # 104, Highland Beach FL 33487 · same community

3 bd · 3 ba · 1,495 sqft · $836/sqft · 15 DOM

801 Berkeley Street, Boca Raton FL 33487Sold · Jul ’26

$945,000

801 Berkeley Street, Boca Raton FL 33487

3 bd · 2 ba · 1,392 sqft · $679/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3606 S Ocean Boulevard # 303 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3606 S Ocean Boulevard # 303 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3606 S Ocean Boulevard # 303 FAQs

What would the monthly payment be for 3606 S Ocean Boulevard # 303, Highland Beach FL 33487?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,006/mo — principal and interest, the actual property-tax bill, the $1,581/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3606 S Ocean Boulevard # 303, Highland Beach FL 33487?+

The association fee works out to $1,581 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3606 S Ocean Boulevard # 303, Highland Beach FL 33487?+

The most recent tax bill on record (2025) was $7,730. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3606 S Ocean Boulevard # 303, Highland Beach FL 33487?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Highland Beach?+

At $627,500, this home is listed about 37% below the Highland Beach median of $997,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3606 S Ocean Boulevard # 303, Highland Beach FL 33487?+

J. C. Mitchell Elementary School (elementary), Boca Raton Community Middle School (middle), Boca Raton Community High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$627,500 runs 67% above the HIGHLAND BEACH 33487 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,581/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

J. C. Mitchell Elementary School, Boca Raton Community Middle School, Boca Raton Community High School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $719,500, now $627,500 — a $92K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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